FY2027 Small Area FMR · Stem, NC

ZIP 27581 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 27581 (Stem, NC) is $1,230 a month, up 2.5% from FY2026. That is 1% above the Granville County, NC area-wide FMR of $1,213.

2-bedroom SAFMR$1,230per month ▲ 2.5%

Area-wide 2 BR FMR$1,213Granville County, NC

Rank in the area6thof 12 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,107

2 BR Small Area FMR$1,230

110% of SAFMR$1,353

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,050▲ 1.9%

1 BR$1,130▲ 3.7%

2 BR$1,230▲ 2.5%

3 BR$1,490▼ 5.7%

4 BR$1,860▲ 9.4%

FY2027 FY2026

Where 27581 sits in the Granville County, NC area

Of the 12 ZIP codes HUD lists for the area, 27581 has the 6th highest two-bedroom Small Area FMR. Granville County, NC is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,213 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,230 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,050	$945 – $1,155	$1,036	$1,030
1 bedroom	$1,130	$1,017 – $1,243	$1,114	$1,090
2 bedrooms	$1,230	$1,107 – $1,353	$1,213	$1,200
3 bedrooms	$1,490	$1,341 – $1,639	$1,465	$1,580
4 bedrooms	$1,860	$1,674 – $2,046	$1,835	$1,700

A household renting a two-bedroom home at the Small Area FMR of $1,230 needs about $49,200 a year to keep housing costs at 30% of income. The area median family income is $87,800 and the 80% low-income limit for four people is $70,250. ZIP code 27581 lies mainly in Granville County. See the Granville County, NC county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
27509	Butner	6.6 mi	$1,370
27522	Creedmoor	7.1 mi	$1,340
27572	Rougemont	9.1 mi	$1,540
27503	Bahama	9.2 mi	$1,540
27565	Oxford	12.0 mi	$1,140
27712	Durham	12.1 mi	$2,010

Questions

What is the Fair Market Rent for ZIP code 27581?

HUD's FY2027 Small Area Fair Market Rents for 27581 are $1,050 (studio), $1,130 (1 BR), $1,230 (2 BR), $1,490 (3 BR) and $1,860 (4 BR) a month.

What is the Section 8 payment standard in 27581?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 27581 that range is $1,107 to $1,353 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 27581?

The FY2026 income limits of the Granville County, NC area apply: median family income $87,800, low-income (80%) limit $70,250 for a family of four.