FY2027 Small Area FMR · Black Creek, NC

ZIP 27813 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 27813 (Black Creek, NC) is $1,030 a month, up 1.0% from FY2026. That is 4% below the Wilson County, NC area-wide FMR of $1,069.

2-bedroom SAFMR$1,030per month ▲ 1.0%

Area-wide 2 BR FMR$1,069Wilson County, NC

Rank in the area15thof 19 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$927

2 BR Small Area FMR$1,030

110% of SAFMR$1,133

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$810▲ 3.8%

1 BR$820▲ 3.8%

2 BR$1,030▲ 1.0%

3 BR$1,310▲ 0.8%

4 BR$1,600▲ 4.6%

FY2027 FY2026

Where 27813 sits in the Wilson County, NC area

Of the 19 ZIP codes HUD lists for the area, 27813 has the 15th highest two-bedroom Small Area FMR. Wilson County, NC is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,069 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,030 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$810	$729 – $891	$843	$780
1 bedroom	$820	$738 – $902	$849	$790
2 bedrooms	$1,030	$927 – $1,133	$1,069	$1,020
3 bedrooms	$1,310	$1,179 – $1,441	$1,356	$1,300
4 bedrooms	$1,600	$1,440 – $1,760	$1,658	$1,530

A household renting a two-bedroom home at the Small Area FMR of $1,030 needs about $41,200 a year to keep housing costs at 30% of income. The area median family income is $84,000 and the 80% low-income limit for four people is $67,200. ZIP code 27813 lies mainly in Wilson County. See the Wilson County, NC county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
27893	Wilson	4.4 mi	$1,100
27830	Fremont	4.9 mi	$1,120
27851	Lucama	5.2 mi	$1,120
27883	Stantonsburg	7.9 mi	$1,120
27873	Saratoga	9.2 mi	$1,010
27863	Pikeville	10.3 mi	$1,220

Questions

What is the Fair Market Rent for ZIP code 27813?

HUD's FY2027 Small Area Fair Market Rents for 27813 are $810 (studio), $820 (1 BR), $1,030 (2 BR), $1,310 (3 BR) and $1,600 (4 BR) a month.

What is the Section 8 payment standard in 27813?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 27813 that range is $927 to $1,133 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 27813?

The FY2026 income limits of the Wilson County, NC area apply: median family income $84,000, low-income (80%) limit $67,200 for a family of four.