Income Limits by County

FY2027 Small Area FMR · Garysburg, NC

ZIP 27831 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 27831 (Garysburg, NC) is $1,040 a month, down 1.0% from FY2026. That is 3% above the Northampton County, NC area-wide FMR of $1,012.

2-bedroom SAFMR$1,040per month ▼ 1.0%
Area-wide 2 BR FMR$1,012Northampton County, NC
Rank in the area9thof 14 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$936
2 BR Small Area FMR$1,040
110% of SAFMR$1,144

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 27831 sits in the Northampton County, NC area

$1,010$1,410median $1,050

Of the 14 ZIP codes HUD lists for the area, 27831 has the 9th highest two-bedroom Small Area FMR. Northampton County, NC is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,012 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,040 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$830$747 – $913$811$790
1 bedroom$840$756 – $924$817$800
2 bedrooms$1,040$936 – $1,144$1,012$1,050
3 bedrooms$1,240$1,116 – $1,364$1,206$1,260
4 bedrooms$1,380$1,242 – $1,518$1,346$1,450

A household renting a two-bedroom home at the Small Area FMR of $1,040 needs about $41,600 a year to keep housing costs at 30% of income. The area median family income is $66,600 and the 80% low-income limit for four people is $62,650. ZIP code 27831 lies mainly in Northampton County. See the Northampton County, NC county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
27890Weldon3.5 mi$1,010
27866Pleasant Hill5.0 mi$1,050
27870Roanoke Rapids8.6 mi$1,050
23879Skippers9.0 mi$1,060
27845Jackson9.6 mi$1,010
27876Seaboard10.0 mi$1,120

Questions

What is the Fair Market Rent for ZIP code 27831?

HUD's FY2027 Small Area Fair Market Rents for 27831 are $830 (studio), $840 (1 BR), $1,040 (2 BR), $1,240 (3 BR) and $1,380 (4 BR) a month.

What is the Section 8 payment standard in 27831?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 27831 that range is $936 to $1,144 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 27831?

The FY2026 income limits of the Northampton County, NC area apply: median family income $66,600, low-income (80%) limit $62,650 for a family of four.