FY2027 Small Area FMR · Badin, NC

ZIP 28009 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 28009 (Badin, NC) is $1,070 a month, up 13.8% from FY2026. That is 6% above the Stanly County, NC area-wide FMR of $1,012.

2-bedroom SAFMR$1,070per month ▲ 13.8%

Area-wide 2 BR FMR$1,012Stanly County, NC

Rank in the area6thof 13 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$963

2 BR Small Area FMR$1,070

110% of SAFMR$1,177

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$810▲ 24.6%

1 BR$820▲ 13.9%

2 BR$1,070▲ 13.8%

3 BR$1,470▲ 13.1%

4 BR$1,530▲ 4.1%

FY2027 FY2026

Where 28009 sits in the Stanly County, NC area

Of the 13 ZIP codes HUD lists for the area, 28009 has the 6th highest two-bedroom Small Area FMR. Stanly County, NC is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,012 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,070 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$810	$729 – $891	$769	$650
1 bedroom	$820	$738 – $902	$774	$720
2 bedrooms	$1,070	$963 – $1,177	$1,012	$940
3 bedrooms	$1,470	$1,323 – $1,617	$1,388	$1,300
4 bedrooms	$1,530	$1,377 – $1,683	$1,447	$1,470

A household renting a two-bedroom home at the Small Area FMR of $1,070 needs about $42,800 a year to keep housing costs at 30% of income. The area median family income is $80,400 and the 80% low-income limit for four people is $67,150. ZIP code 28009 lies mainly in Stanly County. See the Stanly County, NC county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
28127	New London	6.6 mi	$1,020
28001	Albemarle	7.4 mi	$1,040
27371	Troy	7.8 mi	$1,010
28109	Misenheimer	11.9 mi	$1,280
28137	Richfield	13.0 mi	$1,310
27239	Denton	13.4 mi	$1,010

Questions

What is the Fair Market Rent for ZIP code 28009?

HUD's FY2027 Small Area Fair Market Rents for 28009 are $810 (studio), $820 (1 BR), $1,070 (2 BR), $1,470 (3 BR) and $1,530 (4 BR) a month.

What is the Section 8 payment standard in 28009?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 28009 that range is $963 to $1,177 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 28009?

The FY2026 income limits of the Stanly County, NC area apply: median family income $80,400, low-income (80%) limit $67,150 for a family of four.