FY2027 Small Area FMR · Harris, NC

ZIP 28074 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 28074 (Harris, NC) is $1,060 a month, up 8.2% from FY2026. That is 5% above the Rutherford County, NC area-wide FMR of $1,012.

2-bedroom SAFMR$1,060per month ▲ 8.2%

Area-wide 2 BR FMR$1,012Rutherford County, NC

Rank in the area8thof 18 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$954

2 BR Small Area FMR$1,060

110% of SAFMR$1,166

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$900▲ 5.9%

1 BR$910▲ 5.8%

2 BR$1,060▲ 8.2%

3 BR$1,410▲ 4.4%

4 BR$1,440▲ 1.4%

FY2027 FY2026

Where 28074 sits in the Rutherford County, NC area

Of the 18 ZIP codes HUD lists for the area, 28074 has the 8th highest two-bedroom Small Area FMR. Rutherford County, NC is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,012 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,060 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$900	$810 – $990	$861	$850
1 bedroom	$910	$819 – $1,001	$866	$860
2 bedrooms	$1,060	$954 – $1,166	$1,012	$980
3 bedrooms	$1,410	$1,269 – $1,551	$1,354	$1,350
4 bedrooms	$1,440	$1,296 – $1,584	$1,374	$1,420

A household renting a two-bedroom home at the Small Area FMR of $1,060 needs about $42,400 a year to keep housing costs at 30% of income. The area median family income is $77,200 and the 80% low-income limit for four people is $62,650. ZIP code 28074 lies mainly in Rutherford County. See the Rutherford County, NC county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
28043	Forest City	5.7 mi	$1,010
28076	Henrietta	5.9 mi	$1,010
28024	Cliffside	6.3 mi	$1,010
28019	Caroleen	6.6 mi	$1,010
29323	Chesnee	6.9 mi	$1,070
28114	Mooresboro	7.8 mi	$1,010

Questions

What is the Fair Market Rent for ZIP code 28074?

HUD's FY2027 Small Area Fair Market Rents for 28074 are $900 (studio), $910 (1 BR), $1,060 (2 BR), $1,410 (3 BR) and $1,440 (4 BR) a month.

What is the Section 8 payment standard in 28074?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 28074 that range is $954 to $1,166 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 28074?

The FY2026 income limits of the Rutherford County, NC area apply: median family income $77,200, low-income (80%) limit $62,650 for a family of four.