FY2027 Small Area FMR · Lincolnton, NC

ZIP 28093 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 28093 (Lincolnton, NC) is $1,140 a month, up 7.5% from FY2026. That is 0% equal to the Lincoln County, NC area-wide FMR of $1,138.

2-bedroom SAFMR$1,140per month ▲ 7.5%

Area-wide 2 BR FMR$1,138Lincoln County, NC

Rank in the area6thof 13 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,026

2 BR Small Area FMR$1,140

110% of SAFMR$1,254

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,010▲ 9.8%

1 BR$1,050▲ 9.4%

2 BR$1,140▲ 7.5%

3 BR$1,580▲ 7.5%

4 BR$1,910▲ 8.5%

FY2027 FY2026

Where 28093 sits in the Lincoln County, NC area

Of the 13 ZIP codes HUD lists for the area, 28093 has the 6th highest two-bedroom Small Area FMR. Lincoln County, NC is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,138 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,140 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,010	$909 – $1,111	$1,003	$920
1 bedroom	$1,050	$945 – $1,155	$1,045	$960
2 bedrooms	$1,140	$1,026 – $1,254	$1,138	$1,060
3 bedrooms	$1,580	$1,422 – $1,738	$1,576	$1,470
4 bedrooms	$1,910	$1,719 – $2,101	$1,902	$1,760

A household renting a two-bedroom home at the Small Area FMR of $1,140 needs about $45,600 a year to keep housing costs at 30% of income. The area median family income is $105,600 and the 80% low-income limit for four people is $84,500. ZIP code 28093 lies mainly in Lincoln County. See the Lincoln County, NC county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
28092	Lincolnton	0.9 mi	$1,090
28077	High Shoals	5.9 mi	$1,080
28033	Crouse	6.8 mi	$1,060
28650	Maiden	7.5 mi	$1,010
28080	Iron Station	7.8 mi	$1,330
28034	Dallas	9.7 mi	$1,070

Questions

What is the Fair Market Rent for ZIP code 28093?

HUD's FY2027 Small Area Fair Market Rents for 28093 are $1,010 (studio), $1,050 (1 BR), $1,140 (2 BR), $1,580 (3 BR) and $1,910 (4 BR) a month.

What is the Section 8 payment standard in 28093?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 28093 that range is $1,026 to $1,254 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 28093?

The FY2026 income limits of the Lincoln County, NC area apply: median family income $105,600, low-income (80%) limit $84,500 for a family of four.