FY2027 Small Area FMR · Salisbury, NC

ZIP 28146 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 28146 (Salisbury, NC) is $1,140 a month, down 1.7% from FY2026. That is 10% below the Rowan County, NC area-wide FMR of $1,262.

2-bedroom SAFMR$1,140per month ▼ 1.7%

Area-wide 2 BR FMR$1,262Rowan County, NC

Rank in the area17thof 22 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,026

2 BR Small Area FMR$1,140

110% of SAFMR$1,254

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$900▼ 4.3%

1 BR$910▼ 4.2%

2 BR$1,140▼ 1.7%

3 BR$1,450▼ 5.2%

4 BR$1,910▼ 2.1%

FY2027 FY2026

Where 28146 sits in the Rowan County, NC area

Of the 22 ZIP codes HUD lists for the area, 28146 has the 17th highest two-bedroom Small Area FMR. Rowan County, NC is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,262 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,140 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$900	$810 – $990	$992	$940
1 bedroom	$910	$819 – $1,001	$1,012	$950
2 bedrooms	$1,140	$1,026 – $1,254	$1,262	$1,160
3 bedrooms	$1,450	$1,305 – $1,595	$1,604	$1,530
4 bedrooms	$1,910	$1,719 – $2,101	$2,109	$1,950

A household renting a two-bedroom home at the Small Area FMR of $1,140 needs about $45,600 a year to keep housing costs at 30% of income. The area median family income is $79,000 and the 80% low-income limit for four people is $66,700. ZIP code 28146 lies mainly in Rowan County. See the Rowan County, NC county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
28072	Granite Quarry	3.0 mi	$1,140
28041	Faith	4.5 mi	$1,140
28039	East Spencer	4.8 mi	$1,310
28159	Spencer	5.6 mi	$1,290
27351	Southmont	6.8 mi	$1,040
28144	Salisbury	7.2 mi	$1,310

Questions

What is the Fair Market Rent for ZIP code 28146?

HUD's FY2027 Small Area Fair Market Rents for 28146 are $900 (studio), $910 (1 BR), $1,140 (2 BR), $1,450 (3 BR) and $1,910 (4 BR) a month.

What is the Section 8 payment standard in 28146?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 28146 that range is $1,026 to $1,254 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 28146?

The FY2026 income limits of the Rowan County, NC area apply: median family income $79,000, low-income (80%) limit $66,700 for a family of four.