FY2027 Small Area FMR · Stanfield, NC

ZIP 28163 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 28163 (Stanfield, NC) is $1,010 a month, up 8.6% from FY2026. That is 0% equal to the Stanly County, NC area-wide FMR of $1,012.

2-bedroom SAFMR$1,010per month ▲ 8.6%

Area-wide 2 BR FMR$1,012Stanly County, NC

Rank in the area11thof 13 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$909

2 BR Small Area FMR$1,010

110% of SAFMR$1,111

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$770▲ 20.3%

1 BR$770▲ 10.0%

2 BR$1,010▲ 8.6%

3 BR$1,390▲ 8.6%

4 BR$1,450▼ 1.4%

FY2027 FY2026

Where 28163 sits in the Stanly County, NC area

Of the 13 ZIP codes HUD lists for the area, 28163 has the 11th highest two-bedroom Small Area FMR. Stanly County, NC is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,012 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,010 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$770	$693 – $847	$769	$640
1 bedroom	$770	$693 – $847	$774	$700
2 bedrooms	$1,010	$909 – $1,111	$1,012	$930
3 bedrooms	$1,390	$1,251 – $1,529	$1,388	$1,280
4 bedrooms	$1,450	$1,305 – $1,595	$1,447	$1,470

A household renting a two-bedroom home at the Small Area FMR of $1,010 needs about $40,400 a year to keep housing costs at 30% of income. The area median family income is $80,400 and the 80% low-income limit for four people is $67,150. ZIP code 28163 lies mainly in Stanly County. See the Stanly County, NC county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
28107	Midland	5.9 mi	$1,440
28129	Oakboro	6.0 mi	$1,040
28097	Locust	6.5 mi	$1,020
28110	Monroe	10.8 mi	$1,620
28079	Indian Trail	11.6 mi	$2,360
28227	Charlotte	12.3 mi	$1,770

Questions

What is the Fair Market Rent for ZIP code 28163?

HUD's FY2027 Small Area Fair Market Rents for 28163 are $770 (studio), $770 (1 BR), $1,010 (2 BR), $1,390 (3 BR) and $1,450 (4 BR) a month.

What is the Section 8 payment standard in 28163?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 28163 that range is $909 to $1,111 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 28163?

The FY2026 income limits of the Stanly County, NC area apply: median family income $80,400, low-income (80%) limit $67,150 for a family of four.