Income Limits by County

FY2027 Small Area FMR · Fayetteville, NC

ZIP 28314 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 28314 (Fayetteville, NC) is $1,630 a month, up 18.1% from FY2026. That is 10% above the Fayetteville, NC area-wide FMR of $1,476.

2-bedroom SAFMR$1,630per month ▲ 18.1%
Area-wide 2 BR FMR$1,476Fayetteville, NC
Rank in the area3rdof 28 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,467
2 BR Small Area FMR$1,630
110% of SAFMR$1,793

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 28314 sits in the Fayetteville, NC area

$1,130$1,760median $1,290

Of the 28 ZIP codes HUD lists for the area, 28314 has the 3rd highest two-bedroom Small Area FMR. Fayetteville, NC is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,476 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,630 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,440$1,296 – $1,584$1,302$1,200
1 bedroom$1,470$1,323 – $1,617$1,334$1,230
2 bedrooms$1,630$1,467 – $1,793$1,476$1,380
3 bedrooms$2,140$1,926 – $2,354$1,937$1,840
4 bedrooms$2,630$2,367 – $2,893$2,380$2,280

A household renting a two-bedroom home at the Small Area FMR of $1,630 needs about $65,200 a year to keep housing costs at 30% of income. The area median family income is $81,900 and the 80% low-income limit for four people is $65,500. ZIP code 28314 lies mainly in Cumberland County. See the Fayetteville, NC county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
28304Fayetteville2.9 mi$1,710
28303Fayetteville4.6 mi$1,470
28331Cumberland4.8 mi$1,130
28307Fort Bragg6.5 mi$1,760
28305Fayetteville6.9 mi$1,340
28310Fort Bragg7.6 mi$1,560

Questions

What is the Fair Market Rent for ZIP code 28314?

HUD's FY2027 Small Area Fair Market Rents for 28314 are $1,440 (studio), $1,470 (1 BR), $1,630 (2 BR), $2,140 (3 BR) and $2,630 (4 BR) a month.

What is the Section 8 payment standard in 28314?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 28314 that range is $1,467 to $1,793 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 28314?

The FY2026 income limits of the Fayetteville, NC area apply: median family income $81,900, low-income (80%) limit $65,500 for a family of four.