Income Limits by County

FY2027 Small Area FMR · Calypso, NC

ZIP 28325 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 28325 (Calypso, NC) is $1,150 a month, up 4.5% from FY2026. That is 12% above the Duplin County, NC area-wide FMR of $1,025.

2-bedroom SAFMR$1,150per month ▲ 4.5%
Area-wide 2 BR FMR$1,025Duplin County, NC
Rank in the area4thof 19 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,035
2 BR Small Area FMR$1,150
110% of SAFMR$1,265

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 28325 sits in the Duplin County, NC area

$1,010$1,220median $1,070

Of the 19 ZIP codes HUD lists for the area, 28325 has the 4th highest two-bedroom Small Area FMR. Duplin County, NC is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,025 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,150 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$870$783 – $957$778$830
1 bedroom$880$792 – $968$784$840
2 bedrooms$1,150$1,035 – $1,265$1,025$1,100
3 bedrooms$1,380$1,242 – $1,518$1,221$1,320
4 bedrooms$1,750$1,575 – $1,925$1,418$1,710

A household renting a two-bedroom home at the Small Area FMR of $1,150 needs about $46,000 a year to keep housing costs at 30% of income. The area median family income is $72,100 and the 80% low-income limit for four people is $62,650. ZIP code 28325 lies mainly in Duplin County. See the Duplin County, NC county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
28365Mount Olive3.2 mi$1,150
28341Faison4.6 mi$1,010
28333Dudley10.4 mi$1,120
28398Warsaw11.5 mi$1,050
28393Turkey12.9 mi$1,070
28578Seven Springs14.3 mi$1,120

Questions

What is the Fair Market Rent for ZIP code 28325?

HUD's FY2027 Small Area Fair Market Rents for 28325 are $870 (studio), $880 (1 BR), $1,150 (2 BR), $1,380 (3 BR) and $1,750 (4 BR) a month.

What is the Section 8 payment standard in 28325?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 28325 that range is $1,035 to $1,265 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 28325?

The FY2026 income limits of the Duplin County, NC area apply: median family income $72,100, low-income (80%) limit $62,650 for a family of four.