FY2027 Small Area FMR · Cameron, NC
ZIP 28326 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 28326 (Cameron, NC) is $1,490 a month, up 3.5% from FY2026. That is 22% above the Pinehurst-Southern Pines, NC area-wide FMR of $1,223.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 28326 sits in the Pinehurst-Southern Pines, NC area
Of the 22 ZIP codes HUD lists for the area, 28326 has the 5th highest two-bedroom Small Area FMR. Pinehurst-Southern Pines, NC is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,223 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,490 for this ZIP code instead.
ZIP code 28326 crosses more than one HUD area. HUD also lists it under Harnett County, NC (same figures) and Lee County, NC (same figures). The figure that applies depends on which side of the line the home is.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $1,260 | $1,134 – $1,386 | $1,042 | $1,180 |
| 1 bedroom | $1,280 | $1,152 – $1,408 | $1,116 | $1,210 |
| 2 bedrooms | $1,490 | $1,341 – $1,639 | $1,223 | $1,440 |
| 3 bedrooms | $2,040 | $1,836 – $2,244 | $1,701 | $1,970 |
| 4 bedrooms | $2,480 | $2,232 – $2,728 | $2,051 | $2,390 |
A household renting a two-bedroom home at the Small Area FMR of $1,490 needs about $59,600 a year to keep housing costs at 30% of income. The area median family income is $106,300 and the 80% low-income limit for four people is $85,050. ZIP code 28326 lies mainly in Harnett County, Moore County and Lee County. See the Pinehurst-Southern Pines, NC county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 28326?
HUD's FY2027 Small Area Fair Market Rents for 28326 are $1,260 (studio), $1,280 (1 BR), $1,490 (2 BR), $2,040 (3 BR) and $2,480 (4 BR) a month.
What is the Section 8 payment standard in 28326?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 28326 that range is $1,341 to $1,639 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 28326?
The FY2026 income limits of the Pinehurst-Southern Pines, NC area apply: median family income $106,300, low-income (80%) limit $85,050 for a family of four.