FY2027 Small Area FMR · Lumber Bridge, NC
ZIP 28357 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 28357 (Lumber Bridge, NC) is $1,020 a month, up 9.7% from FY2026. That is 11% below the Hoke County, NC area-wide FMR of $1,150.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 28357 sits in the Hoke County, NC area
Of the 9 ZIP codes HUD lists for the area, 28357 has the 6th highest two-bedroom Small Area FMR. Hoke County, NC is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,150 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,020 for this ZIP code instead.
ZIP code 28357 crosses more than one HUD area. HUD also lists it under Robeson County, NC (same figures). The figure that applies depends on which side of the line the home is.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $810 | $729 – $891 | $898 | $730 |
| 1 bedroom | $810 | $729 – $891 | $903 | $740 |
| 2 bedrooms | $1,020 | $918 – $1,122 | $1,150 | $930 |
| 3 bedrooms | $1,340 | $1,206 – $1,474 | $1,592 | $1,250 |
| 4 bedrooms | $1,590 | $1,431 – $1,749 | $1,922 | $1,500 |
A household renting a two-bedroom home at the Small Area FMR of $1,020 needs about $40,800 a year to keep housing costs at 30% of income. The area median family income is $77,900 and the 80% low-income limit for four people is $62,650. ZIP code 28357 lies mainly in Robeson County and Hoke County. See the Hoke County, NC county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 28357?
HUD's FY2027 Small Area Fair Market Rents for 28357 are $810 (studio), $810 (1 BR), $1,020 (2 BR), $1,340 (3 BR) and $1,590 (4 BR) a month.
What is the Section 8 payment standard in 28357?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 28357 that range is $918 to $1,122 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 28357?
The FY2026 income limits of the Hoke County, NC area apply: median family income $77,900, low-income (80%) limit $62,650 for a family of four.