Income Limits by County

FY2027 Small Area FMR · Clarendon, NC

ZIP 28432 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 28432 (Clarendon, NC) is $1,190 a month, up 5.3% from FY2026. That is 18% above the Columbus County, NC area-wide FMR of $1,012.

2-bedroom SAFMR$1,190per month ▲ 5.3%
Area-wide 2 BR FMR$1,012Columbus County, NC
Rank in the area4thof 17 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,071
2 BR Small Area FMR$1,190
110% of SAFMR$1,309

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 28432 sits in the Columbus County, NC area

$1,010$1,440median $1,010

Of the 17 ZIP codes HUD lists for the area, 28432 has the 4th highest two-bedroom Small Area FMR. Columbus County, NC is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,012 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,190 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,010$909 – $1,111$858$880
1 bedroom$1,020$918 – $1,122$863$880
2 bedrooms$1,190$1,071 – $1,309$1,012$1,130
3 bedrooms$1,420$1,278 – $1,562$1,206$1,350
4 bedrooms$1,560$1,404 – $1,716$1,330$1,500

A household renting a two-bedroom home at the Small Area FMR of $1,190 needs about $47,600 a year to keep housing costs at 30% of income. The area median family income is $67,300 and the 80% low-income limit for four people is $62,650. ZIP code 28432 lies mainly in Columbus County. See the Columbus County, NC county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
28463Tabor City4.1 mi$1,010
28455Nakina8.2 mi$1,010
28424Brunswick9.1 mi$1,010
28472Whiteville9.8 mi$1,040
28431Chadbourn11.1 mi$1,010
28442Hallsboro11.5 mi$1,010

Questions

What is the Fair Market Rent for ZIP code 28432?

HUD's FY2027 Small Area Fair Market Rents for 28432 are $1,010 (studio), $1,020 (1 BR), $1,190 (2 BR), $1,420 (3 BR) and $1,560 (4 BR) a month.

What is the Section 8 payment standard in 28432?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 28432 that range is $1,071 to $1,309 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 28432?

The FY2026 income limits of the Columbus County, NC area apply: median family income $67,300, low-income (80%) limit $62,650 for a family of four.