Income Limits by County

FY2027 Small Area FMR · Southport, NC

ZIP 28461 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 28461 (Southport, NC) is $1,670 a month, up 6.4% from FY2026. That is 6% above the Brunswick County, NC area-wide FMR of $1,574.

2-bedroom SAFMR$1,670per month ▲ 6.4%
Area-wide 2 BR FMR$1,574Brunswick County, NC
Rank in the area4thof 15 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,503
2 BR Small Area FMR$1,670
110% of SAFMR$1,837

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 28461 sits in the Brunswick County, NC area

$1,290$1,800median $1,510

Of the 15 ZIP codes HUD lists for the area, 28461 has the 4th highest two-bedroom Small Area FMR. Brunswick County, NC is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,574 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,670 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,470$1,323 – $1,617$1,388$1,370
1 bedroom$1,530$1,377 – $1,683$1,446$1,430
2 bedrooms$1,670$1,503 – $1,837$1,574$1,570
3 bedrooms$2,190$1,971 – $2,409$2,062$2,180
4 bedrooms$2,550$2,295 – $2,805$2,407$2,630

A household renting a two-bedroom home at the Small Area FMR of $1,670 needs about $66,800 a year to keep housing costs at 30% of income. The area median family income is $99,200 and the 80% low-income limit for four people is $79,350. ZIP code 28461 lies mainly in Brunswick County. See the Brunswick County, NC county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
28465Oak Island4.6 mi$1,510
28449Kure Beach6.6 mi$1,750
28422Bolivia8.6 mi$1,800
28479Winnabow9.6 mi$1,590
28428Carolina Beach10.1 mi$1,840
28462Supply13.9 mi$1,290

Questions

What is the Fair Market Rent for ZIP code 28461?

HUD's FY2027 Small Area Fair Market Rents for 28461 are $1,470 (studio), $1,530 (1 BR), $1,670 (2 BR), $2,190 (3 BR) and $2,550 (4 BR) a month.

What is the Section 8 payment standard in 28461?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 28461 that range is $1,503 to $1,837 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 28461?

The FY2026 income limits of the Brunswick County, NC area apply: median family income $99,200, low-income (80%) limit $79,350 for a family of four.