FY2027 Small Area FMR · Ocean Isle Beach, NC
ZIP 28469 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 28469 (Ocean Isle Beach, NC) is $1,290 a month, up 8.4% from FY2026. That is 18% below the Brunswick County, NC area-wide FMR of $1,574.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 28469 sits in the Brunswick County, NC area
Of the 15 ZIP codes HUD lists for the area, 28469 has the 12th highest two-bedroom Small Area FMR. Brunswick County, NC is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,574 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,290 for this ZIP code instead.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $1,120 | $1,008 – $1,232 | $1,388 | $1,040 |
| 1 bedroom | $1,180 | $1,062 – $1,298 | $1,446 | $1,090 |
| 2 bedrooms | $1,290 | $1,161 – $1,419 | $1,574 | $1,190 |
| 3 bedrooms | $1,790 | $1,611 – $1,969 | $2,062 | $1,660 |
| 4 bedrooms | $2,160 | $1,944 – $2,376 | $2,407 | $2,000 |
A household renting a two-bedroom home at the Small Area FMR of $1,290 needs about $51,600 a year to keep housing costs at 30% of income. The area median family income is $99,200 and the 80% low-income limit for four people is $79,350. ZIP code 28469 lies mainly in Brunswick County. See the Brunswick County, NC county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 28469?
HUD's FY2027 Small Area Fair Market Rents for 28469 are $1,120 (studio), $1,180 (1 BR), $1,290 (2 BR), $1,790 (3 BR) and $2,160 (4 BR) a month.
What is the Section 8 payment standard in 28469?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 28469 that range is $1,161 to $1,419 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 28469?
The FY2026 income limits of the Brunswick County, NC area apply: median family income $99,200, low-income (80%) limit $79,350 for a family of four.