FY2027 Small Area FMR · Alliance, NC

ZIP 28509 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 28509 (Alliance, NC) is $1,090 a month, up 0.9% from FY2026. That is 0% equal to the Pamlico County, NC area-wide FMR of $1,088.

2-bedroom SAFMR$1,090per month ▲ 0.9%

Area-wide 2 BR FMR$1,088Pamlico County, NC

Rank in the area6thof 11 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$981

2 BR Small Area FMR$1,090

110% of SAFMR$1,199

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$870▲ 1.2%

1 BR$880▲ 1.1%

2 BR$1,090▲ 0.9%

3 BR$1,310▲ 1.6%

4 BR$1,650▲ 1.9%

FY2027 FY2026

Where 28509 sits in the Pamlico County, NC area

Of the 11 ZIP codes HUD lists for the area, 28509 has the 6th highest two-bedroom Small Area FMR. Pamlico County, NC is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,088 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,090 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$870	$783 – $957	$872	$860
1 bedroom	$880	$792 – $968	$878	$870
2 bedrooms	$1,090	$981 – $1,199	$1,088	$1,080
3 bedrooms	$1,310	$1,179 – $1,441	$1,309	$1,290
4 bedrooms	$1,650	$1,485 – $1,815	$1,646	$1,620

A household renting a two-bedroom home at the Small Area FMR of $1,090 needs about $43,600 a year to keep housing costs at 30% of income. The area median family income is $90,700 and the 80% low-income limit for four people is $72,550. ZIP code 28509 lies mainly in Pamlico County. See the Pamlico County, NC county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
28529	Grantsboro	6.3 mi	$1,010
28515	Bayboro	6.4 mi	$1,010
28571	Oriental	8.2 mi	$1,480
28587	Vandemere	8.6 mi	$1,010
28560	New Bern	10.0 mi	$1,170
28556	Merritt	10.2 mi	$1,260

Questions

What is the Fair Market Rent for ZIP code 28509?

HUD's FY2027 Small Area Fair Market Rents for 28509 are $870 (studio), $880 (1 BR), $1,090 (2 BR), $1,310 (3 BR) and $1,650 (4 BR) a month.

What is the Section 8 payment standard in 28509?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 28509 that range is $981 to $1,199 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 28509?

The FY2026 income limits of the Pamlico County, NC area apply: median family income $90,700, low-income (80%) limit $72,550 for a family of four.