Income Limits by County

FY2027 Small Area FMR · Camp Lejeune, NC

ZIP 28542 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 28542 (Camp Lejeune, NC) is $1,870 a month, up 6.2% from FY2026. That is 42% above the Jacksonville, NC area-wide FMR of $1,319.

2-bedroom SAFMR$1,870per month ▲ 6.2%
Area-wide 2 BR FMR$1,319Jacksonville, NC
Rank in the area1stof 19 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,683
2 BR Small Area FMR$1,870
110% of SAFMR$2,057

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 28542 sits in the Jacksonville, NC area

$1,060$1,870median $1,320

Of the 19 ZIP codes HUD lists for the area, 28542 has the 1st highest two-bedroom Small Area FMR. Jacksonville, NC is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,319 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,870 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,510$1,359 – $1,661$1,067$1,390
1 bedroom$1,520$1,368 – $1,672$1,073$1,400
2 bedrooms$1,870$1,683 – $2,057$1,319$1,760
3 bedrooms$2,590$2,331 – $2,849$1,826$2,450
4 bedrooms$3,130$2,817 – $3,443$2,205$2,950

A household renting a two-bedroom home at the Small Area FMR of $1,870 needs about $74,800 a year to keep housing costs at 30% of income. The area median family income is $85,400 and the 80% low-income limit for four people is $68,300. ZIP code 28542 lies mainly in Onslow County. See the Jacksonville, NC county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
28547Camp Lejeune5.7 mi$1,580
28540Jacksonville6.7 mi$1,250
28543Tarawa Terrace7.1 mi$1,530
28460Sneads Ferry8.9 mi$1,660
28544Midway Park9.6 mi$1,290
28454Maple Hill10.7 mi$1,840

Questions

What is the Fair Market Rent for ZIP code 28542?

HUD's FY2027 Small Area Fair Market Rents for 28542 are $1,510 (studio), $1,520 (1 BR), $1,870 (2 BR), $2,590 (3 BR) and $3,130 (4 BR) a month.

What is the Section 8 payment standard in 28542?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 28542 that range is $1,683 to $2,057 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 28542?

The FY2026 income limits of the Jacksonville, NC area apply: median family income $85,400, low-income (80%) limit $68,300 for a family of four.