FY2027 Small Area FMR · New Bern, NC

ZIP 28561 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 28561 (New Bern, NC) is $1,250 a month, up 5.0% from FY2026. That is 0% equal to the Craven County, NC area-wide FMR of $1,246.

2-bedroom SAFMR$1,250per month ▲ 5.0%

Area-wide 2 BR FMR$1,246Craven County, NC

Rank in the area4thof 15 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,125

2 BR Small Area FMR$1,250

110% of SAFMR$1,375

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$950▲ 5.6%

1 BR$960▲ 5.5%

2 BR$1,250▲ 5.0%

3 BR$1,650▲ 3.1%

4 BR$1,990▼ 0.5%

FY2027 FY2026

Where 28561 sits in the Craven County, NC area

Of the 15 ZIP codes HUD lists for the area, 28561 has the 4th highest two-bedroom Small Area FMR. Craven County, NC is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,246 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,250 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$950	$855 – $1,045	$946	$900
1 bedroom	$960	$864 – $1,056	$952	$910
2 bedrooms	$1,250	$1,125 – $1,375	$1,246	$1,190
3 bedrooms	$1,650	$1,485 – $1,815	$1,644	$1,600
4 bedrooms	$1,990	$1,791 – $2,189	$1,985	$2,000

A household renting a two-bedroom home at the Small Area FMR of $1,250 needs about $50,000 a year to keep housing costs at 30% of income. The area median family income is $87,000 and the 80% low-income limit for four people is $69,600. ZIP code 28561 lies mainly in Craven County. See the Craven County, NC county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
28562	New Bern	3.2 mi	$1,260
28519	Bridgeton	3.2 mi	$1,170
28560	New Bern	5.8 mi	$1,170
28573	Pollocksville	9.2 mi	$1,080
28527	Ernul	11.1 mi	$1,080
28529	Grantsboro	12.5 mi	$1,010

Questions

What is the Fair Market Rent for ZIP code 28561?

HUD's FY2027 Small Area Fair Market Rents for 28561 are $950 (studio), $960 (1 BR), $1,250 (2 BR), $1,650 (3 BR) and $1,990 (4 BR) a month.

What is the Section 8 payment standard in 28561?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 28561 that range is $1,125 to $1,375 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 28561?

The FY2026 income limits of the Craven County, NC area apply: median family income $87,000, low-income (80%) limit $69,600 for a family of four.