FY2027 Small Area FMR · Jonesville, NC
ZIP 28642 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 28642 (Jonesville, NC) is $1,010 a month, up 8.6% from FY2026. That is 24% below the Winston-Salem, NC area-wide FMR of $1,332.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 28642 sits in the Winston-Salem, NC area
Of the 62 ZIP codes HUD lists for the area, 28642 has the 51st highest two-bedroom Small Area FMR. Winston-Salem, NC is one of the 65 metro areas where HUD requires Small Area FMRs for the Housing Choice Voucher program (designated 2023), so local housing agencies must set payment standards from this ZIP code's figure, normally between $909 and $1,111 for two bedrooms.
ZIP code 28642 crosses more than one HUD area. HUD also lists it under Wilkes County, NC (same figures). The figure that applies depends on which side of the line the home is.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $820 | $738 – $902 | $1,079 | $750 |
| 1 bedroom | $930 | $837 – $1,023 | $1,224 | $810 |
| 2 bedrooms | $1,010 | $909 – $1,111 | $1,332 | $930 |
| 3 bedrooms | $1,330 | $1,197 – $1,463 | $1,754 | $1,210 |
| 4 bedrooms | $1,620 | $1,458 – $1,782 | $2,135 | $1,430 |
A household renting a two-bedroom home at the Small Area FMR of $1,010 needs about $40,400 a year to keep housing costs at 30% of income. The area median family income is $96,700 and the 80% low-income limit for four people is $76,250. ZIP code 28642 lies mainly in Yadkin County and Wilkes County. See the Winston-Salem, NC metro page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 28642?
HUD's FY2027 Small Area Fair Market Rents for 28642 are $820 (studio), $930 (1 BR), $1,010 (2 BR), $1,330 (3 BR) and $1,620 (4 BR) a month.
What is the Section 8 payment standard in 28642?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 28642 that range is $909 to $1,111 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 28642?
The FY2026 income limits of the Winston-Salem, NC area apply: median family income $96,700, low-income (80%) limit $76,250 for a family of four.