FY2027 Small Area FMR · Lansing, NC

ZIP 28643 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 28643 (Lansing, NC) is $1,350 a month, up 2.3% from FY2026. That is 33% above the Ashe County, NC area-wide FMR of $1,012.

2-bedroom SAFMR$1,350per month ▲ 2.3%

Area-wide 2 BR FMR$1,012Ashe County, NC

Rank in the area3rdof 13 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,215

2 BR Small Area FMR$1,350

110% of SAFMR$1,485

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,030▲ 3.0%

1 BR$1,030▲ 2.0%

2 BR$1,350▲ 2.3%

3 BR$1,770▲ 1.7%

4 BR$1,770▲ 1.1%

FY2027 FY2026

Where 28643 sits in the Ashe County, NC area

Of the 13 ZIP codes HUD lists for the area, 28643 has the 3rd highest two-bedroom Small Area FMR. Ashe County, NC is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,012 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,350 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,030	$927 – $1,133	$769	$1,000
1 bedroom	$1,030	$927 – $1,133	$774	$1,010
2 bedrooms	$1,350	$1,215 – $1,485	$1,012	$1,320
3 bedrooms	$1,770	$1,593 – $1,947	$1,325	$1,740
4 bedrooms	$1,770	$1,593 – $1,947	$1,330	$1,750

A household renting a two-bedroom home at the Small Area FMR of $1,350 needs about $54,000 a year to keep housing costs at 30% of income. The area median family income is $77,000 and the 80% low-income limit for four people is $62,650. ZIP code 28643 lies mainly in Ashe County. See the Ashe County, NC county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
28693	Warrensville	4.1 mi	$1,220
24292	Whitetop	6.5 mi	$1,230
28631	Grassy Creek	7.4 mi	$1,180
28615	Creston	8.2 mi	$1,010
24363	Mouth Of Wilson	9.7 mi	$940
28617	Crumpler	10.5 mi	$1,010

Questions

What is the Fair Market Rent for ZIP code 28643?

HUD's FY2027 Small Area Fair Market Rents for 28643 are $1,030 (studio), $1,030 (1 BR), $1,350 (2 BR), $1,770 (3 BR) and $1,770 (4 BR) a month.

What is the Section 8 payment standard in 28643?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 28643 that range is $1,215 to $1,485 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 28643?

The FY2026 income limits of the Ashe County, NC area apply: median family income $77,000, low-income (80%) limit $62,650 for a family of four.