FY2027 Small Area FMR · North Wilkesboro, NC

ZIP 28659 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 28659 (North Wilkesboro, NC) is $1,050 a month, up 6.1% from FY2026. That is 4% above the Wilkes County, NC area-wide FMR of $1,012.

2-bedroom SAFMR$1,050per month ▲ 6.1%

Area-wide 2 BR FMR$1,012Wilkes County, NC

Rank in the area9thof 25 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$945

2 BR Small Area FMR$1,050

110% of SAFMR$1,155

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$900▲ 7.1%

1 BR$910▲ 7.1%

2 BR$1,050▲ 6.1%

3 BR$1,410▲ 6.8%

4 BR$1,610▼ 2.4%

FY2027 FY2026

Where 28659 sits in the Wilkes County, NC area

Of the 25 ZIP codes HUD lists for the area, 28659 has the 9th highest two-bedroom Small Area FMR. Wilkes County, NC is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,012 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,050 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$900	$810 – $990	$864	$840
1 bedroom	$910	$819 – $1,001	$875	$850
2 bedrooms	$1,050	$945 – $1,155	$1,012	$990
3 bedrooms	$1,410	$1,269 – $1,551	$1,357	$1,320
4 bedrooms	$1,610	$1,449 – $1,771	$1,554	$1,650

A household renting a two-bedroom home at the Small Area FMR of $1,050 needs about $42,000 a year to keep housing costs at 30% of income. The area median family income is $67,400 and the 80% low-income limit for four people is $62,650. ZIP code 28659 lies mainly in Wilkes County. See the Wilkes County, NC county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
28697	Wilkesboro	5.7 mi	$1,020
28635	Hays	6.3 mi	$1,040
28669	Roaring River	8.8 mi	$1,030
28649	Mc Grady	9.0 mi	$1,020
28654	Moravian Falls	10.9 mi	$1,260
28651	Millers Creek	10.9 mi	$1,010

Questions

What is the Fair Market Rent for ZIP code 28659?

HUD's FY2027 Small Area Fair Market Rents for 28659 are $900 (studio), $910 (1 BR), $1,050 (2 BR), $1,410 (3 BR) and $1,610 (4 BR) a month.

What is the Section 8 payment standard in 28659?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 28659 that range is $945 to $1,155 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 28659?

The FY2026 income limits of the Wilkes County, NC area apply: median family income $67,400, low-income (80%) limit $62,650 for a family of four.