FY2027 Small Area FMR · Rosman, NC
ZIP 28772 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 28772 (Rosman, NC) is $1,330 a month, down 1.5% from FY2026. That is 4% below the Transylvania County, NC area-wide FMR of $1,386.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 28772 sits in the Transylvania County, NC area
Of the 12 ZIP codes HUD lists for the area, 28772 has the 10th highest two-bedroom Small Area FMR. Transylvania County, NC is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,386 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,330 for this ZIP code instead.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $1,070 | $963 – $1,177 | $1,111 | $1,020 |
| 1 bedroom | $1,070 | $963 – $1,177 | $1,118 | $1,030 |
| 2 bedrooms | $1,330 | $1,197 – $1,463 | $1,386 | $1,350 |
| 3 bedrooms | $1,710 | $1,539 – $1,881 | $1,781 | $1,620 |
| 4 bedrooms | $2,010 | $1,809 – $2,211 | $2,097 | $2,030 |
A household renting a two-bedroom home at the Small Area FMR of $1,330 needs about $53,200 a year to keep housing costs at 30% of income. The area median family income is $89,000 and the 80% low-income limit for four people is $71,200. ZIP code 28772 lies mainly in Transylvania County. See the Transylvania County, NC county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 28772?
HUD's FY2027 Small Area Fair Market Rents for 28772 are $1,070 (studio), $1,070 (1 BR), $1,330 (2 BR), $1,710 (3 BR) and $2,010 (4 BR) a month.
What is the Section 8 payment standard in 28772?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 28772 that range is $1,197 to $1,463 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 28772?
The FY2026 income limits of the Transylvania County, NC area apply: median family income $89,000, low-income (80%) limit $71,200 for a family of four.