Income Limits by County

FY2027 Small Area FMR · Irmo, SC

ZIP 29063 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 29063 (Irmo, SC) is $1,680 a month, down 2.9% from FY2026. That is 37% above the Columbia, SC area-wide FMR of $1,226.

2-bedroom SAFMR$1,680per month ▼ 2.9%
Area-wide 2 BR FMR$1,226Columbia, SC
Rank in the area3rdof 78 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,512
2 BR Small Area FMR$1,680
110% of SAFMR$1,848

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 29063 sits in the Columbia, SC area

$1,000$1,820median $1,195

Of the 78 ZIP codes HUD lists for the area, 29063 has the 3rd highest two-bedroom Small Area FMR. Columbia, SC is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,226 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,680 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,360$1,224 – $1,496$992$1,400
1 bedroom$1,540$1,386 – $1,694$1,126$1,580
2 bedrooms$1,680$1,512 – $1,848$1,226$1,730
3 bedrooms$2,120$1,908 – $2,332$1,546$2,200
4 bedrooms$2,400$2,160 – $2,640$1,754$2,590

A household renting a two-bedroom home at the Small Area FMR of $1,680 needs about $67,200 a year to keep housing costs at 30% of income. The area median family income is $92,400 and the 80% low-income limit for four people is $73,900. ZIP code 29063 lies mainly in Richland County and Lexington County. See the Columbia, SC metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
29177White Rock3.4 mi$1,780
29212Columbia4.2 mi$1,430
29075Little Mountain7.9 mi$1,150
29036Chapin7.9 mi$1,820
29210Columbia8.3 mi$1,290
29203Columbia9.6 mi$1,200

Questions

What is the Fair Market Rent for ZIP code 29063?

HUD's FY2027 Small Area Fair Market Rents for 29063 are $1,360 (studio), $1,540 (1 BR), $1,680 (2 BR), $2,120 (3 BR) and $2,400 (4 BR) a month.

What is the Section 8 payment standard in 29063?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 29063 that range is $1,512 to $1,848 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 29063?

The FY2026 income limits of the Columbia, SC area apply: median family income $92,400, low-income (80%) limit $73,900 for a family of four.