FY2027 Small Area FMR · Whitmire, SC
ZIP 29178 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 29178 (Whitmire, SC) is $1,020 a month, up 12.1% from FY2026. That is 9% below the Laurens County, SC area-wide FMR of $1,119.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 29178 sits in the Laurens County, SC area
Of the 16 ZIP codes HUD lists for the area, 29178 has the 12th highest two-bedroom Small Area FMR. Laurens County, SC is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,119 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,020 for this ZIP code instead.
ZIP code 29178 crosses more than one HUD area. HUD also lists it under Union County, SC (same figures) and Newberry County, SC (same figures). The figure that applies depends on which side of the line the home is.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $780 | $702 – $858 | $875 | $690 |
| 1 bedroom | $790 | $711 – $869 | $924 | $710 |
| 2 bedrooms | $1,020 | $918 – $1,122 | $1,119 | $910 |
| 3 bedrooms | $1,230 | $1,107 – $1,353 | $1,333 | $1,090 |
| 4 bedrooms | $1,470 | $1,323 – $1,617 | $1,571 | $1,220 |
A household renting a two-bedroom home at the Small Area FMR of $1,020 needs about $40,800 a year to keep housing costs at 30% of income. The area median family income is $79,900 and the 80% low-income limit for four people is $63,900. ZIP code 29178 lies mainly in Newberry County, Union County and Laurens County. See the Laurens County, SC county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 29178?
HUD's FY2027 Small Area Fair Market Rents for 29178 are $780 (studio), $790 (1 BR), $1,020 (2 BR), $1,230 (3 BR) and $1,470 (4 BR) a month.
What is the Section 8 payment standard in 29178?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 29178 that range is $918 to $1,122 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 29178?
The FY2026 income limits of the Laurens County, SC area apply: median family income $79,900, low-income (80%) limit $63,900 for a family of four.