Income Limits by County

FY2027 Small Area FMR · Saint Stephen, SC

ZIP 29479 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 29479 (Saint Stephen, SC) is $1,170 a month, down 10.0% from FY2026. That is 38% below the Charleston-North Charleston, SC area-wide FMR of $1,884.

2-bedroom SAFMR$1,170per month ▼ 10.0%
Area-wide 2 BR FMR$1,884Charleston-North Charleston,
Rank in the area53rdof 62 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,053
2 BR Small Area FMR$1,170
110% of SAFMR$1,287

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 29479 sits in the Charleston-North Charleston, SC area

$1,170$2,830median $1,860

Of the 62 ZIP codes HUD lists for the area, 29479 has the 53rd highest two-bedroom Small Area FMR. Charleston-North Charleston, SC is one of the 65 metro areas where HUD requires Small Area FMRs for the Housing Choice Voucher program (designated 2023), so local housing agencies must set payment standards from this ZIP code's figure, normally between $1,053 and $1,287 for two bedrooms.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,020$918 – $1,122$1,661$1,130
1 bedroom$1,060$954 – $1,166$1,731$1,170
2 bedrooms$1,170$1,053 – $1,287$1,884$1,300
3 bedrooms$1,460$1,314 – $1,606$2,336$1,620
4 bedrooms$1,770$1,593 – $1,947$2,687$1,960

A household renting a two-bedroom home at the Small Area FMR of $1,170 needs about $46,800 a year to keep housing costs at 30% of income. The area median family income is $117,500 and the 80% low-income limit for four people is $94,000. ZIP code 29479 lies mainly in Berkeley County. See the Charleston-North Charleston, SC metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
29564Lane5.3 mi$890
29431Bonneau7.0 mi$1,350
29468Pineville10.2 mi$1,170
29590Salters13.2 mi$930
29469Pinopolis13.3 mi$1,450
29461Moncks Corner16.7 mi$1,570

Questions

What is the Fair Market Rent for ZIP code 29479?

HUD's FY2027 Small Area Fair Market Rents for 29479 are $1,020 (studio), $1,060 (1 BR), $1,170 (2 BR), $1,460 (3 BR) and $1,770 (4 BR) a month.

What is the Section 8 payment standard in 29479?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 29479 that range is $1,053 to $1,287 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 29479?

The FY2026 income limits of the Charleston-North Charleston, SC area apply: median family income $117,500, low-income (80%) limit $94,000 for a family of four.