FY2027 Small Area FMR · Gray Court, SC
ZIP 29645 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 29645 (Gray Court, SC) is $1,210 a month, up 1.7% from FY2026. That is 20% below the Greenville-Mauldin-Easley, SC area-wide FMR of $1,507.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 29645 sits in the Greenville-Mauldin-Easley, SC area
Of the 52 ZIP codes HUD lists for the area, 29645 has the 36th highest two-bedroom Small Area FMR. Greenville-Mauldin-Easley, SC is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,507 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,210 for this ZIP code instead.
ZIP code 29645 crosses more than one HUD area. HUD also lists it under Laurens County, SC (same figures) and Spartanburg, SC (same figures). The figure that applies depends on which side of the line the home is.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $1,050 | $945 – $1,155 | $1,329 | $1,030 |
| 1 bedroom | $1,100 | $990 – $1,210 | $1,384 | $1,070 |
| 2 bedrooms | $1,210 | $1,089 – $1,331 | $1,507 | $1,190 |
| 3 bedrooms | $1,460 | $1,314 – $1,606 | $1,801 | $1,440 |
| 4 bedrooms | $1,750 | $1,575 – $1,925 | $2,124 | $1,720 |
A household renting a two-bedroom home at the Small Area FMR of $1,210 needs about $48,400 a year to keep housing costs at 30% of income. The area median family income is $106,400 and the 80% low-income limit for four people is $85,050. ZIP code 29645 lies mainly in Laurens County and Greenville County. See the Greenville-Mauldin-Easley, SC metro page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 29645?
HUD's FY2027 Small Area Fair Market Rents for 29645 are $1,050 (studio), $1,100 (1 BR), $1,210 (2 BR), $1,460 (3 BR) and $1,750 (4 BR) a month.
What is the Section 8 payment standard in 29645?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 29645 that range is $1,089 to $1,331 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 29645?
The FY2026 income limits of the Greenville-Mauldin-Easley, SC area apply: median family income $106,400, low-income (80%) limit $85,050 for a family of four.