Income Limits by County

FY2027 Small Area FMR · Okatie, SC

ZIP 29909 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 29909 (Okatie, SC) is $2,760 a month, up 7.4% from FY2026. That is 37% above the Beaufort County, SC area-wide FMR of $2,010.

2-bedroom SAFMR$2,760per month ▲ 7.4%
Area-wide 2 BR FMR$2,010Beaufort County, SC
Rank in the area1stof 21 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$2,484
2 BR Small Area FMR$2,760
110% of SAFMR$3,036

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 29909 sits in the Beaufort County, SC area

$1,640$2,760median $1,840

Of the 21 ZIP codes HUD lists for the area, 29909 has the 1st highest two-bedroom Small Area FMR. Beaufort County, SC is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $2,010 for two bedrooms; an agency that opts in to Small Area FMRs would use $2,760 for this ZIP code instead.

ZIP code 29909 crosses more than one HUD area. HUD also lists it under Jasper County, SC (same figures). The figure that applies depends on which side of the line the home is.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$2,430$2,187 – $2,673$1,772$2,240
1 bedroom$2,530$2,277 – $2,783$1,844$2,340
2 bedrooms$2,760$2,484 – $3,036$2,010$2,570
3 bedrooms$3,290$2,961 – $3,619$2,395$3,080
4 bedrooms$3,920$3,528 – $4,312$2,880$3,830

A household renting a two-bedroom home at the Small Area FMR of $2,760 needs about $110,400 a year to keep housing costs at 30% of income. The area median family income is $113,000 and the 80% low-income limit for four people is $90,400. ZIP code 29909 lies mainly in Beaufort County and Jasper County. See the Beaufort County, SC county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
29910Bluffton8.7 mi$2,470
29926Hilton Head Island9.3 mi$2,040
29906Beaufort9.3 mi$1,840
29935Port Royal9.6 mi$1,780
29902Beaufort9.6 mi$1,690
29905Parris Island9.7 mi$1,770

Questions

What is the Fair Market Rent for ZIP code 29909?

HUD's FY2027 Small Area Fair Market Rents for 29909 are $2,430 (studio), $2,530 (1 BR), $2,760 (2 BR), $3,290 (3 BR) and $3,920 (4 BR) a month.

What is the Section 8 payment standard in 29909?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 29909 that range is $2,484 to $3,036 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 29909?

The FY2026 income limits of the Beaufort County, SC area apply: median family income $113,000, low-income (80%) limit $90,400 for a family of four.