FY2027 Small Area FMR · Swainsboro, GA

ZIP 30401 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 30401 (Swainsboro, GA) is $1,040 a month, up 4.0% from FY2026. That is 4% above the Emanuel County, GA area-wide FMR of $1,002.

2-bedroom SAFMR$1,040per month ▲ 4.0%

Area-wide 2 BR FMR$1,002Emanuel County, GA

Rank in the area6thof 15 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$936

2 BR Small Area FMR$1,040

110% of SAFMR$1,144

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$860▲ 1.2%

1 BR$960▲ 5.5%

2 BR$1,040▲ 4.0%

3 BR$1,390▲ 9.4%

4 BR$1,740▲ 3.6%

FY2027 FY2026

Where 30401 sits in the Emanuel County, GA area

Of the 15 ZIP codes HUD lists for the area, 30401 has the 6th highest two-bedroom Small Area FMR. Emanuel County, GA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,002 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,040 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$860	$774 – $946	$825	$850
1 bedroom	$960	$864 – $1,056	$920	$910
2 bedrooms	$1,040	$936 – $1,144	$1,002	$1,000
3 bedrooms	$1,390	$1,251 – $1,529	$1,337	$1,270
4 bedrooms	$1,740	$1,566 – $1,914	$1,675	$1,680

A household renting a two-bedroom home at the Small Area FMR of $1,040 needs about $41,600 a year to keep housing costs at 30% of income. The area median family income is $63,500 and the 80% low-income limit for four people is $61,600. ZIP code 30401 lies mainly in Emanuel County. See the Emanuel County, GA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
30448	Nunez	7.7 mi	$1,040
30471	Twin City	10.7 mi	$1,070
31049	Kite	11.7 mi	$1,020
30464	Stillmore	13.5 mi	$1,020
31002	Adrian	14.5 mi	$1,000
30441	Midville	15.4 mi	$1,000

Questions

What is the Fair Market Rent for ZIP code 30401?

HUD's FY2027 Small Area Fair Market Rents for 30401 are $860 (studio), $960 (1 BR), $1,040 (2 BR), $1,390 (3 BR) and $1,740 (4 BR) a month.

What is the Section 8 payment standard in 30401?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 30401 that range is $936 to $1,144 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 30401?

The FY2026 income limits of the Emanuel County, GA area apply: median family income $63,500, low-income (80%) limit $61,600 for a family of four.