FY2027 Small Area FMR · Carnesville, GA

ZIP 30521 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 30521 (Carnesville, GA) is $1,050 a month, down 1.9% from FY2026. That is 5% above the Banks County, GA area-wide FMR of $1,002.

2-bedroom SAFMR$1,050per month ▼ 1.9%

Area-wide 2 BR FMR$1,002Banks County, GA

Rank in the area9thof 11 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$945

2 BR Small Area FMR$1,050

110% of SAFMR$1,155

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$800▼ 1.2%

1 BR$810▼ 1.2%

2 BR$1,050▼ 1.9%

3 BR$1,250▼ 2.3%

4 BR$1,510▼ 1.3%

FY2027 FY2026

Where 30521 sits in the Banks County, GA area

Of the 11 ZIP codes HUD lists for the area, 30521 has the 9th highest two-bedroom Small Area FMR. Banks County, GA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,002 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,050 for this ZIP code instead.

ZIP code 30521 crosses more than one HUD area. HUD also lists it under Franklin County, GA (same figures). The figure that applies depends on which side of the line the home is.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$800	$720 – $880	$825	$810
1 bedroom	$810	$729 – $891	$920	$820
2 bedrooms	$1,050	$945 – $1,155	$1,002	$1,070
3 bedrooms	$1,250	$1,125 – $1,375	$1,280	$1,280
4 bedrooms	$1,510	$1,359 – $1,661	$1,446	$1,530

A household renting a two-bedroom home at the Small Area FMR of $1,050 needs about $42,000 a year to keep housing costs at 30% of income. The area median family income is $94,900 and the 80% low-income limit for four people is $70,750. ZIP code 30521 lies mainly in Franklin County and Banks County. See the Banks County, GA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
30547	Homer	9.3 mi	$1,180
30538	Eastanollee	9.7 mi	$1,000
30557	Martin	10.2 mi	$1,080
30662	Royston	10.3 mi	$1,200
30639	Franklin Springs	10.3 mi	$1,000
30530	Commerce	11.2 mi	$1,200

Questions

What is the Fair Market Rent for ZIP code 30521?

HUD's FY2027 Small Area Fair Market Rents for 30521 are $800 (studio), $810 (1 BR), $1,050 (2 BR), $1,250 (3 BR) and $1,510 (4 BR) a month.

What is the Section 8 payment standard in 30521?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 30521 that range is $945 to $1,155 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 30521?

The FY2026 income limits of the Banks County, GA area apply: median family income $94,900, low-income (80%) limit $70,750 for a family of four.