FY2027 Small Area FMR · Commerce, GA
ZIP 30529 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 30529 (Commerce, GA) is $1,200 a month, up 2.6% from FY2026. That is 20% above the Banks County, GA area-wide FMR of $1,002.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 30529 sits in the Banks County, GA area
Of the 11 ZIP codes HUD lists for the area, 30529 has the 5th highest two-bedroom Small Area FMR. Banks County, GA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,002 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,200 for this ZIP code instead.
ZIP code 30529 crosses more than one HUD area. HUD also lists it under Jackson County, GA (same figures). The figure that applies depends on which side of the line the home is.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $990 | $891 – $1,089 | $825 | $990 |
| 1 bedroom | $1,040 | $936 – $1,144 | $920 | $1,010 |
| 2 bedrooms | $1,200 | $1,080 – $1,320 | $1,002 | $1,170 |
| 3 bedrooms | $1,440 | $1,296 – $1,584 | $1,280 | $1,500 |
| 4 bedrooms | $1,980 | $1,782 – $2,178 | $1,446 | $1,940 |
A household renting a two-bedroom home at the Small Area FMR of $1,200 needs about $48,000 a year to keep housing costs at 30% of income. The area median family income is $94,900 and the 80% low-income limit for four people is $70,750. ZIP code 30529 lies mainly in Jackson County and Banks County. See the Banks County, GA county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 30529?
HUD's FY2027 Small Area Fair Market Rents for 30529 are $990 (studio), $1,040 (1 BR), $1,200 (2 BR), $1,440 (3 BR) and $1,980 (4 BR) a month.
What is the Section 8 payment standard in 30529?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 30529 that range is $1,080 to $1,320 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 30529?
The FY2026 income limits of the Banks County, GA area apply: median family income $94,900, low-income (80%) limit $70,750 for a family of four.