Income Limits by County

FY2027 Small Area FMR · Morganton, GA

ZIP 30560 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 30560 (Morganton, GA) is $1,260 a month, down 10.0% from FY2026. That is 26% above the Fannin County, GA area-wide FMR of $1,002.

2-bedroom SAFMR$1,260per month ▼ 10.0%
Area-wide 2 BR FMR$1,002Fannin County, GA
Rank in the area1stof 8 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,134
2 BR Small Area FMR$1,260
110% of SAFMR$1,386

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 30560 sits in the Fannin County, GA area

$1,000$1,260median $1,040

Of the 8 ZIP codes HUD lists for the area, 30560 has the 1st highest two-bedroom Small Area FMR. Fannin County, GA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,002 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,260 for this ZIP code instead.

ZIP code 30560 crosses more than one HUD area. HUD also lists it under Union County, GA (same figures). The figure that applies depends on which side of the line the home is.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$960$864 – $1,056$761$1,060
1 bedroom$970$873 – $1,067$766$1,070
2 bedrooms$1,260$1,134 – $1,386$1,002$1,400
3 bedrooms$1,710$1,539 – $1,881$1,322$1,900
4 bedrooms$1,760$1,584 – $1,936$1,327$1,950

A household renting a two-bedroom home at the Small Area FMR of $1,260 needs about $50,400 a year to keep housing costs at 30% of income. The area median family income is $69,900 and the 80% low-income limit for four people is $61,600. ZIP code 30560 lies mainly in Fannin County and Union County. See the Fannin County, GA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
30559Mineral Bluff6.8 mi$1,040
30513Blue Ridge7.7 mi$1,000
30522Cherry Log9.5 mi$1,040
30572Suches12.3 mi$1,170
30512Blairsville13.5 mi$1,130
30555Mc Caysville14.6 mi$1,000

Questions

What is the Fair Market Rent for ZIP code 30560?

HUD's FY2027 Small Area Fair Market Rents for 30560 are $960 (studio), $970 (1 BR), $1,260 (2 BR), $1,710 (3 BR) and $1,760 (4 BR) a month.

What is the Section 8 payment standard in 30560?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 30560 that range is $1,134 to $1,386 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 30560?

The FY2026 income limits of the Fannin County, GA area apply: median family income $69,900, low-income (80%) limit $61,600 for a family of four.