Income Limits by County

FY2027 Small Area FMR · High Shoals, GA

ZIP 30645 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 30645 (High Shoals, GA) is $1,580 a month, down 4.2% from FY2026. That is 23% above the Athens-Clarke County, GA area-wide FMR of $1,285.

2-bedroom SAFMR$1,580per month ▼ 4.2%
Area-wide 2 BR FMR$1,285Athens-Clarke County, GA
Rank in the area3rdof 33 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,422
2 BR Small Area FMR$1,580
110% of SAFMR$1,738

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 30645 sits in the Athens-Clarke County, GA area

$1,200$1,860median $1,200

Of the 33 ZIP codes HUD lists for the area, 30645 has the 3rd highest two-bedroom Small Area FMR. Athens-Clarke County, GA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,285 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,580 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,350$1,215 – $1,485$1,097$1,440
1 bedroom$1,360$1,224 – $1,496$1,103$1,470
2 bedrooms$1,580$1,422 – $1,738$1,285$1,650
3 bedrooms$1,980$1,782 – $2,178$1,610$2,150
4 bedrooms$2,080$1,872 – $2,288$1,689$2,270

A household renting a two-bedroom home at the Small Area FMR of $1,580 needs about $63,200 a year to keep housing costs at 30% of income. The area median family income is $100,100 and the 80% low-income limit for four people is $80,100. ZIP code 30645 lies mainly in Morgan County. See the Athens-Clarke County, GA metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
30621Bishop1.5 mi$1,300
30641Good Hope3.7 mi$1,210
30623Bostwick5.4 mi$1,300
30677Watkinsville8.3 mi$1,620
30622Bogart8.5 mi$1,860
30655Monroe10.4 mi$1,240

Questions

What is the Fair Market Rent for ZIP code 30645?

HUD's FY2027 Small Area Fair Market Rents for 30645 are $1,350 (studio), $1,360 (1 BR), $1,580 (2 BR), $1,980 (3 BR) and $2,080 (4 BR) a month.

What is the Section 8 payment standard in 30645?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 30645 that range is $1,422 to $1,738 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 30645?

The FY2026 income limits of the Athens-Clarke County, GA area apply: median family income $100,100, low-income (80%) limit $80,100 for a family of four.