Income Limits by County

FY2027 Small Area FMR · Rock Spring, GA

ZIP 30739 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 30739 (Rock Spring, GA) is $1,220 a month, down 9.6% from FY2026. That is 9% below the Chattanooga, TN-GA area-wide FMR of $1,340.

2-bedroom SAFMR$1,220per month ▼ 9.6%
Area-wide 2 BR FMR$1,340Chattanooga, TN-GA
Rank in the area33rdof 71 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,098
2 BR Small Area FMR$1,220
110% of SAFMR$1,342

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 30739 sits in the Chattanooga, TN-GA area

$1,000$1,820median $1,200

Of the 71 ZIP codes HUD lists for the area, 30739 has the 33rd highest two-bedroom Small Area FMR. Chattanooga, TN-GA is one of the 65 metro areas where HUD requires Small Area FMRs for the Housing Choice Voucher program (designated 2023), so local housing agencies must set payment standards from this ZIP code's figure, normally between $1,098 and $1,342 for two bedrooms.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,060$954 – $1,166$1,181$1,170
1 bedroom$1,100$990 – $1,210$1,231$1,210
2 bedrooms$1,220$1,098 – $1,342$1,340$1,350
3 bedrooms$1,530$1,377 – $1,683$1,657$1,700
4 bedrooms$1,650$1,485 – $1,815$1,761$1,830

A household renting a two-bedroom home at the Small Area FMR of $1,220 needs about $48,800 a year to keep housing costs at 30% of income. The area median family income is $97,400 and the 80% low-income limit for four people is $77,900. ZIP code 30739 lies mainly in Walker County and Catoosa County. See the Chattanooga, TN-GA metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
30736Ringgold8.2 mi$1,180
30728La Fayette8.4 mi$1,000
30707Chickamauga8.5 mi$1,070
30740Rocky Face8.8 mi$1,000
30742Fort Oglethorpe10.1 mi$1,200
30755Tunnel Hill10.7 mi$1,010

Questions

What is the Fair Market Rent for ZIP code 30739?

HUD's FY2027 Small Area Fair Market Rents for 30739 are $1,060 (studio), $1,100 (1 BR), $1,220 (2 BR), $1,530 (3 BR) and $1,650 (4 BR) a month.

What is the Section 8 payment standard in 30739?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 30739 that range is $1,098 to $1,342 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 30739?

The FY2026 income limits of the Chattanooga, TN-GA area apply: median family income $97,400, low-income (80%) limit $77,900 for a family of four.