Income Limits by County

FY2027 Small Area FMR · Sugar Valley, GA

ZIP 30746 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 30746 (Sugar Valley, GA) is $1,060 a month, down 2.8% from FY2026. That is 21% below the Chattanooga, TN-GA area-wide FMR of $1,340.

2-bedroom SAFMR$1,060per month ▼ 2.8%
Area-wide 2 BR FMR$1,340Chattanooga, TN-GA
Rank in the area54thof 71 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$954
2 BR Small Area FMR$1,060
110% of SAFMR$1,166

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 30746 sits in the Chattanooga, TN-GA area

$1,000$1,820median $1,200

Of the 71 ZIP codes HUD lists for the area, 30746 has the 54th highest two-bedroom Small Area FMR. Chattanooga, TN-GA is one of the 65 metro areas where HUD requires Small Area FMRs for the Housing Choice Voucher program (designated 2023), so local housing agencies must set payment standards from this ZIP code's figure, normally between $954 and $1,166 for two bedrooms.

ZIP code 30746 crosses more than one HUD area. HUD also lists it under Gordon County, GA (same figures). The figure that applies depends on which side of the line the home is.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$810$729 – $891$1,181$860
1 bedroom$920$828 – $1,012$1,231$900
2 bedrooms$1,060$954 – $1,166$1,340$1,090
3 bedrooms$1,400$1,260 – $1,540$1,657$1,440
4 bedrooms$1,660$1,494 – $1,826$1,761$1,680

A household renting a two-bedroom home at the Small Area FMR of $1,060 needs about $42,400 a year to keep housing costs at 30% of income. The area median family income is $97,400 and the 80% low-income limit for four people is $77,900. ZIP code 30746 lies mainly in Gordon County and Walker County. See the Chattanooga, TN-GA metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
30701Calhoun7.0 mi$1,080
30735Resaca8.4 mi$1,120
30720Dalton10.9 mi$1,200
30733Plainville11.3 mi$1,080
30740Rocky Face12.7 mi$1,000
30105Armuchee13.0 mi$1,080

Questions

What is the Fair Market Rent for ZIP code 30746?

HUD's FY2027 Small Area Fair Market Rents for 30746 are $810 (studio), $920 (1 BR), $1,060 (2 BR), $1,400 (3 BR) and $1,660 (4 BR) a month.

What is the Section 8 payment standard in 30746?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 30746 that range is $954 to $1,166 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 30746?

The FY2026 income limits of the Chattanooga, TN-GA area apply: median family income $97,400, low-income (80%) limit $77,900 for a family of four.