FY2027 Small Area FMR · Cadwell, GA

ZIP 31009 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 31009 (Cadwell, GA) is $1,000 a month, up 3.1% from FY2026. That is 1% below the Laurens County, GA area-wide FMR of $1,007.

2-bedroom SAFMR$1,000per month ▲ 3.1%

Area-wide 2 BR FMR$1,007Laurens County, GA

Rank in the area12thof 18 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$900

2 BR Small Area FMR$1,000

110% of SAFMR$1,100

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$700▲ 4.5%

1 BR$770▲ 4.1%

2 BR$1,000▲ 3.1%

3 BR$1,280■ 0.0%

4 BR$1,590▼ 1.2%

FY2027 FY2026

Where 31009 sits in the Laurens County, GA area

Of the 18 ZIP codes HUD lists for the area, 31009 has the 12th highest two-bedroom Small Area FMR. Laurens County, GA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,007 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,000 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$700	$630 – $770	$701	$670
1 bedroom	$770	$693 – $847	$770	$740
2 bedrooms	$1,000	$900 – $1,100	$1,007	$970
3 bedrooms	$1,280	$1,152 – $1,408	$1,286	$1,280
4 bedrooms	$1,590	$1,431 – $1,749	$1,600	$1,610

A household renting a two-bedroom home at the Small Area FMR of $1,000 needs about $40,000 a year to keep housing costs at 30% of income. The area median family income is $74,000 and the 80% low-income limit for four people is $61,600. ZIP code 31009 lies mainly in Laurens County. See the Laurens County, GA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
31075	Rentz	6.1 mi	$1,000
31019	Dexter	10.0 mi	$1,150
31011	Chauncey	11.0 mi	$1,020
31012	Chester	11.9 mi	$1,000
31023	Eastman	12.5 mi	$1,020
31037	Mc Rae Helena	14.2 mi	$1,250

Questions

What is the Fair Market Rent for ZIP code 31009?

HUD's FY2027 Small Area Fair Market Rents for 31009 are $700 (studio), $770 (1 BR), $1,000 (2 BR), $1,280 (3 BR) and $1,590 (4 BR) a month.

What is the Section 8 payment standard in 31009?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 31009 that range is $900 to $1,100 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 31009?

The FY2026 income limits of the Laurens County, GA area apply: median family income $74,000, low-income (80%) limit $61,600 for a family of four.