Income Limits by County

FY2027 Small Area FMR · Cochran, GA

ZIP 31014 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 31014 (Cochran, GA) is $1,180 a month, up 4.4% from FY2026. That is 10% below the Macon-Bibb County, GA area-wide FMR of $1,309.

2-bedroom SAFMR$1,180per month ▲ 4.4%
Area-wide 2 BR FMR$1,309Macon-Bibb County, GA
Rank in the area19thof 33 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,062
2 BR Small Area FMR$1,180
110% of SAFMR$1,298

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 31014 sits in the Macon-Bibb County, GA area

$1,170$1,740median $1,210

Of the 33 ZIP codes HUD lists for the area, 31014 has the 19th highest two-bedroom Small Area FMR. Macon-Bibb County, GA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,309 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,180 for this ZIP code instead.

ZIP code 31014 crosses more than one HUD area. HUD also lists it under Bleckley County, GA (same figures), Dodge County, GA (same figures) and Pulaski County, GA (same figures). The figure that applies depends on which side of the line the home is.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$980$882 – $1,078$1,109$920
1 bedroom$1,050$945 – $1,155$1,162$980
2 bedrooms$1,180$1,062 – $1,298$1,309$1,130
3 bedrooms$1,420$1,278 – $1,562$1,560$1,360
4 bedrooms$1,560$1,404 – $1,716$1,720$1,500

A household renting a two-bedroom home at the Small Area FMR of $1,180 needs about $47,200 a year to keep housing costs at 30% of income. The area median family income is $74,400 and the 80% low-income limit for four people is $61,600. ZIP code 31014 lies mainly in Bleckley County, Dodge County and Twiggs County. See the Macon-Bibb County, GA metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
31012Chester10.3 mi$1,000
31036Hawkinsville13.7 mi$1,230
31065Montrose14.2 mi$1,160
31047Kathleen14.8 mi$1,860
31022Dudley15.1 mi$1,130
31003Allentown15.4 mi$1,160

Questions

What is the Fair Market Rent for ZIP code 31014?

HUD's FY2027 Small Area Fair Market Rents for 31014 are $980 (studio), $1,050 (1 BR), $1,180 (2 BR), $1,420 (3 BR) and $1,560 (4 BR) a month.

What is the Section 8 payment standard in 31014?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 31014 that range is $1,062 to $1,298 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 31014?

The FY2026 income limits of the Macon-Bibb County, GA area apply: median family income $74,400, low-income (80%) limit $61,600 for a family of four.