Income Limits by County

FY2027 Small Area FMR · Gray, GA

ZIP 31032 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 31032 (Gray, GA) is $1,180 a month, unchanged from FY2026. That is 10% below the Macon-Bibb County, GA area-wide FMR of $1,309.

2-bedroom SAFMR$1,180per month ■ 0.0%
Area-wide 2 BR FMR$1,309Macon-Bibb County, GA
Rank in the area19thof 33 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,062
2 BR Small Area FMR$1,180
110% of SAFMR$1,298

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 31032 sits in the Macon-Bibb County, GA area

$1,170$1,740median $1,210

Of the 33 ZIP codes HUD lists for the area, 31032 has the 19th highest two-bedroom Small Area FMR. Macon-Bibb County, GA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,309 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,180 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$980$882 – $1,078$1,109$980
1 bedroom$1,050$945 – $1,155$1,162$1,050
2 bedrooms$1,180$1,062 – $1,298$1,309$1,180
3 bedrooms$1,420$1,278 – $1,562$1,560$1,410
4 bedrooms$1,560$1,404 – $1,716$1,720$1,560

A household renting a two-bedroom home at the Small Area FMR of $1,180 needs about $47,200 a year to keep housing costs at 30% of income. The area median family income is $74,400 and the 80% low-income limit for four people is $61,600. ZIP code 31032 lies mainly in Jones County. See the Macon-Bibb County, GA metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
31211Macon7.6 mi$1,180
31033Haddock9.0 mi$1,250
31038Hillsboro9.6 mi$1,170
31210Macon12.1 mi$1,740
31217Macon12.2 mi$1,180
31213Macon12.5 mi$1,330

Questions

What is the Fair Market Rent for ZIP code 31032?

HUD's FY2027 Small Area Fair Market Rents for 31032 are $980 (studio), $1,050 (1 BR), $1,180 (2 BR), $1,420 (3 BR) and $1,560 (4 BR) a month.

What is the Section 8 payment standard in 31032?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 31032 that range is $1,062 to $1,298 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 31032?

The FY2026 income limits of the Macon-Bibb County, GA area apply: median family income $74,400, low-income (80%) limit $61,600 for a family of four.