FY2027 Small Area FMR · Pembroke, GA
ZIP 31321 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 31321 (Pembroke, GA) is $1,520 a month, up 6.3% from FY2026. That is 9% below the Savannah, GA area-wide FMR of $1,679.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 31321 sits in the Savannah, GA area
Of the 32 ZIP codes HUD lists for the area, 31321 has the 23rd highest two-bedroom Small Area FMR. Savannah, GA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,679 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,520 for this ZIP code instead.
ZIP code 31321 crosses more than one HUD area. HUD also lists it under Bulloch County, GA (same figures). The figure that applies depends on which side of the line the home is.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $1,310 | $1,179 – $1,441 | $1,481 | $1,200 |
| 1 bedroom | $1,380 | $1,242 – $1,518 | $1,542 | $1,290 |
| 2 bedrooms | $1,520 | $1,368 – $1,672 | $1,679 | $1,430 |
| 3 bedrooms | $2,020 | $1,818 – $2,222 | $2,185 | $1,920 |
| 4 bedrooms | $2,300 | $2,070 – $2,530 | $2,484 | $2,220 |
A household renting a two-bedroom home at the Small Area FMR of $1,520 needs about $60,800 a year to keep housing costs at 30% of income. The area median family income is $107,300 and the 80% low-income limit for four people is $85,850. ZIP code 31321 lies mainly in Bryan County and Bulloch County. See the Savannah, GA metro page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 31321?
HUD's FY2027 Small Area Fair Market Rents for 31321 are $1,310 (studio), $1,380 (1 BR), $1,520 (2 BR), $2,020 (3 BR) and $2,300 (4 BR) a month.
What is the Section 8 payment standard in 31321?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 31321 that range is $1,368 to $1,672 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 31321?
The FY2026 income limits of the Savannah, GA area apply: median family income $107,300, low-income (80%) limit $85,850 for a family of four.