Income Limits by County

FY2027 Small Area FMR · Tybee Island, GA

ZIP 31328 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 31328 (Tybee Island, GA) is $1,660 a month, up 5.1% from FY2026. That is 1% below the Savannah, GA area-wide FMR of $1,679.

2-bedroom SAFMR$1,660per month ▲ 5.1%
Area-wide 2 BR FMR$1,679Savannah, GA
Rank in the area17thof 32 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,494
2 BR Small Area FMR$1,660
110% of SAFMR$1,826

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 31328 sits in the Savannah, GA area

$1,520$2,100median $1,680

Of the 32 ZIP codes HUD lists for the area, 31328 has the 17th highest two-bedroom Small Area FMR. Savannah, GA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,679 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,660 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,460$1,314 – $1,606$1,481$1,370
1 bedroom$1,520$1,368 – $1,672$1,542$1,440
2 bedrooms$1,660$1,494 – $1,826$1,679$1,580
3 bedrooms$2,160$1,944 – $2,376$2,185$2,100
4 bedrooms$2,460$2,214 – $2,706$2,484$2,400

A household renting a two-bedroom home at the Small Area FMR of $1,660 needs about $66,400 a year to keep housing costs at 30% of income. The area median family income is $107,300 and the 80% low-income limit for four people is $85,850. ZIP code 31328 lies mainly in Chatham County. See the Savannah, GA metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
29915Daufuskie Island7.4 mi$2,100
31410Savannah7.5 mi$2,050
31411Savannah11.0 mi$1,940
31404Savannah11.1 mi$1,530
29928Hilton Head Island12.2 mi$1,940
31421Savannah12.4 mi$2,010

Questions

What is the Fair Market Rent for ZIP code 31328?

HUD's FY2027 Small Area Fair Market Rents for 31328 are $1,460 (studio), $1,520 (1 BR), $1,660 (2 BR), $2,160 (3 BR) and $2,460 (4 BR) a month.

What is the Section 8 payment standard in 31328?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 31328 that range is $1,494 to $1,826 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 31328?

The FY2026 income limits of the Savannah, GA area apply: median family income $107,300, low-income (80%) limit $85,850 for a family of four.