Income Limits by County

FY2027 Small Area FMR · Townsend, GA

ZIP 31331 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 31331 (Townsend, GA) is $1,260 a month, up 7.7% from FY2026. That is 9% below the Brunswick-St. Simons, GA area-wide FMR of $1,378.

2-bedroom SAFMR$1,260per month ▲ 7.7%
Area-wide 2 BR FMR$1,378Brunswick-St. Simons, GA
Rank in the area10thof 20 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,134
2 BR Small Area FMR$1,260
110% of SAFMR$1,386

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 31331 sits in the Brunswick-St. Simons, GA area

$1,170$2,070median $1,215

Of the 20 ZIP codes HUD lists for the area, 31331 has the 10th highest two-bedroom Small Area FMR. Brunswick-St. Simons, GA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,378 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,260 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,000$900 – $1,100$991$970
1 bedroom$1,060$954 – $1,166$1,114$1,020
2 bedrooms$1,260$1,134 – $1,386$1,378$1,170
3 bedrooms$1,560$1,404 – $1,716$1,642$1,460
4 bedrooms$1,930$1,737 – $2,123$1,938$1,830

A household renting a two-bedroom home at the Small Area FMR of $1,260 needs about $50,400 a year to keep housing costs at 30% of income. The area median family income is $92,100 and the 80% low-income limit for four people is $73,700. ZIP code 31331 lies mainly in McIntosh County. See the Brunswick-St. Simons, GA metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
31305Darien8.4 mi$1,170
31327Sapelo Island11.8 mi$1,170
31323Riceboro12.2 mi$1,310
31525Brunswick14.1 mi$1,570
31320Midway18.1 mi$1,280
31522Saint Simons Island18.6 mi$2,070

Questions

What is the Fair Market Rent for ZIP code 31331?

HUD's FY2027 Small Area Fair Market Rents for 31331 are $1,000 (studio), $1,060 (1 BR), $1,260 (2 BR), $1,560 (3 BR) and $1,930 (4 BR) a month.

What is the Section 8 payment standard in 31331?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 31331 that range is $1,134 to $1,386 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 31331?

The FY2026 income limits of the Brunswick-St. Simons, GA area apply: median family income $92,100, low-income (80%) limit $73,700 for a family of four.