FY2027 Small Area FMR · Brunswick, GA

ZIP 31523 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 31523 (Brunswick, GA) is $1,500 a month, up 3.4% from FY2026. That is 9% above the Brunswick-St. Simons, GA area-wide FMR of $1,378.

2-bedroom SAFMR$1,500per month ▲ 3.4%

Area-wide 2 BR FMR$1,378Brunswick-St. Simons, GA

Rank in the area5thof 20 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,350

2 BR Small Area FMR$1,500

110% of SAFMR$1,650

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,080▼ 6.9%

1 BR$1,210▼ 2.4%

2 BR$1,500▲ 3.4%

3 BR$1,790▲ 2.9%

4 BR$2,110▼ 1.4%

FY2027 FY2026

Where 31523 sits in the Brunswick-St. Simons, GA area

Of the 20 ZIP codes HUD lists for the area, 31523 has the 5th highest two-bedroom Small Area FMR. Brunswick-St. Simons, GA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,378 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,500 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,080	$972 – $1,188	$991	$1,160
1 bedroom	$1,210	$1,089 – $1,331	$1,114	$1,240
2 bedrooms	$1,500	$1,350 – $1,650	$1,378	$1,450
3 bedrooms	$1,790	$1,611 – $1,969	$1,642	$1,740
4 bedrooms	$2,110	$1,899 – $2,321	$1,938	$2,140

A household renting a two-bedroom home at the Small Area FMR of $1,500 needs about $60,000 a year to keep housing costs at 30% of income. The area median family income is $92,100 and the 80% low-income limit for four people is $73,700. ZIP code 31523 lies mainly in Glynn County. See the Brunswick-St. Simons, GA metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
31520	Brunswick	7.6 mi	$1,270
31524	Brunswick	8.7 mi	$1,450
31525	Brunswick	9.2 mi	$1,570
31565	Waverly	10.1 mi	$1,170
31566	Waynesville	11.3 mi	$1,170
31527	Jekyll Island	15.0 mi	$1,970

Questions

What is the Fair Market Rent for ZIP code 31523?

HUD's FY2027 Small Area Fair Market Rents for 31523 are $1,080 (studio), $1,210 (1 BR), $1,500 (2 BR), $1,790 (3 BR) and $2,110 (4 BR) a month.

What is the Section 8 payment standard in 31523?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 31523 that range is $1,350 to $1,650 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 31523?

The FY2026 income limits of the Brunswick-St. Simons, GA area apply: median family income $92,100, low-income (80%) limit $73,700 for a family of four.