Income Limits by County

FY2027 Small Area FMR · Kings Bay, GA

ZIP 31547 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 31547 (Kings Bay, GA) is $1,350 a month, up 3.8% from FY2026. That is 4% above the Camden County, GA area-wide FMR of $1,300.

2-bedroom SAFMR$1,350per month ▲ 3.8%
Area-wide 2 BR FMR$1,300Camden County, GA
Rank in the area1stof 8 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,215
2 BR Small Area FMR$1,350
110% of SAFMR$1,485

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 31547 sits in the Camden County, GA area

$1,110$1,350median $1,170

Of the 8 ZIP codes HUD lists for the area, 31547 has the 1st highest two-bedroom Small Area FMR. Camden County, GA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,300 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,350 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,110$999 – $1,221$1,071$1,110
1 bedroom$1,240$1,116 – $1,364$1,194$1,190
2 bedrooms$1,350$1,215 – $1,485$1,300$1,300
3 bedrooms$1,870$1,683 – $2,057$1,800$1,810
4 bedrooms$2,190$1,971 – $2,409$2,111$2,120

A household renting a two-bedroom home at the Small Area FMR of $1,350 needs about $54,000 a year to keep housing costs at 30% of income. The area median family income is $88,600 and the 80% low-income limit for four people is $70,900. ZIP code 31547 lies mainly in Camden County. See the Camden County, GA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
31548Kingsland8.2 mi$1,270
32097Yulee9.6 mi$2,070
31558Saint Marys10.9 mi$1,350
31569Woodbine11.0 mi$1,110
32034Fernandina Beach13.3 mi$1,640
31565Waverly19.6 mi$1,170

Questions

What is the Fair Market Rent for ZIP code 31547?

HUD's FY2027 Small Area Fair Market Rents for 31547 are $1,110 (studio), $1,240 (1 BR), $1,350 (2 BR), $1,870 (3 BR) and $2,190 (4 BR) a month.

What is the Section 8 payment standard in 31547?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 31547 that range is $1,215 to $1,485 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 31547?

The FY2026 income limits of the Camden County, GA area apply: median family income $88,600, low-income (80%) limit $70,900 for a family of four.