FY2027 Small Area FMR · Lumber City, GA
ZIP 31549 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 31549 (Lumber City, GA) is $1,040 a month, down 8.8% from FY2026. That is 4% above the Telfair County, GA area-wide FMR of $1,002.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 31549 sits in the Telfair County, GA area
Of the 8 ZIP codes HUD lists for the area, 31549 has the 4th highest two-bedroom Small Area FMR. Telfair County, GA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,002 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,040 for this ZIP code instead.
ZIP code 31549 crosses more than one HUD area. HUD also lists it under Wheeler County, GA (same figures). The figure that applies depends on which side of the line the home is.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $880 | $792 – $968 | $825 | $970 |
| 1 bedroom | $910 | $819 – $1,001 | $882 | $1,000 |
| 2 bedrooms | $1,040 | $936 – $1,144 | $1,002 | $1,140 |
| 3 bedrooms | $1,280 | $1,152 – $1,408 | $1,194 | $1,420 |
| 4 bedrooms | $1,370 | $1,233 – $1,507 | $1,317 | $1,510 |
A household renting a two-bedroom home at the Small Area FMR of $1,040 needs about $41,600 a year to keep housing costs at 30% of income. The area median family income is $66,500 and the 80% low-income limit for four people is $61,600. ZIP code 31549 lies mainly in Telfair County and Wheeler County. See the Telfair County, GA county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 31549?
HUD's FY2027 Small Area Fair Market Rents for 31549 are $880 (studio), $910 (1 BR), $1,040 (2 BR), $1,280 (3 BR) and $1,370 (4 BR) a month.
What is the Section 8 payment standard in 31549?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 31549 that range is $936 to $1,144 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 31549?
The FY2026 income limits of the Telfair County, GA area apply: median family income $66,500, low-income (80%) limit $61,600 for a family of four.