Income Limits by County

FY2027 Small Area FMR · O Brien, FL

ZIP 32071 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 32071 (O Brien, FL) is $1,120 a month, down 9.7% from FY2026. That is 12% above the Suwannee County, FL area-wide FMR of $999.

2-bedroom SAFMR$1,120per month ▼ 9.7%
Area-wide 2 BR FMR$999Suwannee County, FL
Rank in the area7thof 10 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,008
2 BR Small Area FMR$1,120
110% of SAFMR$1,232

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 32071 sits in the Suwannee County, FL area

$1,000$1,350median $1,190

Of the 10 ZIP codes HUD lists for the area, 32071 has the 7th highest two-bedroom Small Area FMR. Suwannee County, FL is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $999 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,120 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$930$837 – $1,023$871$1,030
1 bedroom$970$873 – $1,067$912$1,070
2 bedrooms$1,120$1,008 – $1,232$999$1,240
3 bedrooms$1,390$1,251 – $1,529$1,336$1,540
4 bedrooms$1,510$1,359 – $1,661$1,416$1,670

A household renting a two-bedroom home at the Small Area FMR of $1,120 needs about $44,800 a year to keep housing costs at 30% of income. The area median family income is $68,100 and the 80% low-income limit for four people is $62,600. ZIP code 32071 lies mainly in Suwannee County. See the Suwannee County, FL county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
32062Mc Alpin5.6 mi$1,000
32008Branford9.4 mi$1,350
32094Wellborn12.0 mi$1,190
32024Lake City13.6 mi$1,350
32066Mayo15.0 mi$1,200
32060Live Oak15.7 mi$1,000

Questions

What is the Fair Market Rent for ZIP code 32071?

HUD's FY2027 Small Area Fair Market Rents for 32071 are $930 (studio), $970 (1 BR), $1,120 (2 BR), $1,390 (3 BR) and $1,510 (4 BR) a month.

What is the Section 8 payment standard in 32071?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 32071 that range is $1,008 to $1,232 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 32071?

The FY2026 income limits of the Suwannee County, FL area apply: median family income $68,100, low-income (80%) limit $62,600 for a family of four.