Income Limits by County

FY2027 Small Area FMR · Olustee, FL

ZIP 32072 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 32072 (Olustee, FL) is $1,010 a month, down 5.6% from FY2026. That is 9% below the Baker County, FL area-wide FMR of $1,110.

2-bedroom SAFMR$1,010per month ▼ 5.6%
Area-wide 2 BR FMR$1,110Baker County, FL
Rank in the area4thof 5 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$909
2 BR Small Area FMR$1,010
110% of SAFMR$1,111

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 32072 sits in the Baker County, FL area

$1,000$1,290median $1,070

Of the 5 ZIP codes HUD lists for the area, 32072 has the 4th highest two-bedroom Small Area FMR. Baker County, FL is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,110 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,010 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$820$738 – $902$921$850
1 bedroom$830$747 – $913$933$870
2 bedrooms$1,010$909 – $1,111$1,110$1,070
3 bedrooms$1,370$1,233 – $1,507$1,537$1,400
4 bedrooms$1,540$1,386 – $1,694$1,702$1,710

A household renting a two-bedroom home at the Small Area FMR of $1,010 needs about $40,400 a year to keep housing costs at 30% of income. The area median family income is $103,200 and the 80% low-income limit for four people is $80,500. ZIP code 32072 lies mainly in Baker County. See the Baker County, FL county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
32061Lulu8.1 mi$1,190
32025Lake City10.8 mi$1,230
32054Lake Butler10.8 mi$1,020
32040Glen Saint Mary11.7 mi$1,070
32083Raiford12.5 mi$1,220
32055Lake City13.2 mi$1,190

Questions

What is the Fair Market Rent for ZIP code 32072?

HUD's FY2027 Small Area Fair Market Rents for 32072 are $820 (studio), $830 (1 BR), $1,010 (2 BR), $1,370 (3 BR) and $1,540 (4 BR) a month.

What is the Section 8 payment standard in 32072?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 32072 that range is $909 to $1,111 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 32072?

The FY2026 income limits of the Baker County, FL area apply: median family income $103,200, low-income (80%) limit $80,500 for a family of four.