Income Limits by County

FY2027 Small Area FMR · Port Orange, FL

ZIP 32128 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 32128 (Port Orange, FL) is $1,980 a month, down 3.4% from FY2026. That is 18% above the Deltona-Daytona Beach-Ormond Beach, FL area-wide FMR of $1,673.

2-bedroom SAFMR$1,980per month ▼ 3.4%
Area-wide 2 BR FMR$1,673Deltona-Daytona Beach-Ormond
Rank in the area3rdof 45 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,782
2 BR Small Area FMR$1,980
110% of SAFMR$2,178

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 32128 sits in the Deltona-Daytona Beach-Ormond Beach, FL area

$1,370$2,210median $1,670

Of the 45 ZIP codes HUD lists for the area, 32128 has the 3rd highest two-bedroom Small Area FMR. Deltona-Daytona Beach-Ormond Beach, FL is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,673 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,980 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,490$1,341 – $1,639$1,258$1,450
1 bedroom$1,610$1,449 – $1,771$1,363$1,680
2 bedrooms$1,980$1,782 – $2,178$1,673$2,050
3 bedrooms$2,610$2,349 – $2,871$2,204$2,700
4 bedrooms$2,840$2,556 – $3,124$2,403$2,910

A household renting a two-bedroom home at the Small Area FMR of $1,980 needs about $79,200 a year to keep housing costs at 30% of income. The area median family income is $90,800 and the 80% low-income limit for four people is $79,300. ZIP code 32128 lies mainly in Volusia County. See the Deltona-Daytona Beach-Ormond Beach, FL county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
32129Port Orange3.8 mi$1,850
32119Daytona Beach5.0 mi$1,700
32127Port Orange5.9 mi$1,680
32124Daytona Beach6.4 mi$2,210
32114Daytona Beach6.5 mi$1,610
32118Daytona Beach8.6 mi$1,550

Questions

What is the Fair Market Rent for ZIP code 32128?

HUD's FY2027 Small Area Fair Market Rents for 32128 are $1,490 (studio), $1,610 (1 BR), $1,980 (2 BR), $2,610 (3 BR) and $2,840 (4 BR) a month.

What is the Section 8 payment standard in 32128?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 32128 that range is $1,782 to $2,178 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 32128?

The FY2026 income limits of the Deltona-Daytona Beach-Ormond Beach, FL area apply: median family income $90,800, low-income (80%) limit $79,300 for a family of four.