FY2027 Small Area FMR · Orange Springs, FL

ZIP 32182 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 32182 (Orange Springs, FL) is $1,240 a month, up 3.3% from FY2026. That is 11% below the Ocala, FL area-wide FMR of $1,394.

2-bedroom SAFMR$1,240per month ▲ 3.3%

Area-wide 2 BR FMR$1,394Ocala, FL

Rank in the area32ndof 45 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,116

2 BR Small Area FMR$1,240

110% of SAFMR$1,364

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,020▲ 10.9%

1 BR$1,060▲ 7.1%

2 BR$1,240▲ 3.3%

3 BR$1,600▲ 4.6%

4 BR$1,720▲ 4.2%

FY2027 FY2026

Where 32182 sits in the Ocala, FL area

Of the 45 ZIP codes HUD lists for the area, 32182 has the 32nd highest two-bedroom Small Area FMR. Ocala, FL is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,394 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,240 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,020	$918 – $1,122	$1,194	$920
1 bedroom	$1,060	$954 – $1,166	$1,201	$990
2 bedrooms	$1,240	$1,116 – $1,364	$1,394	$1,200
3 bedrooms	$1,600	$1,440 – $1,760	$1,836	$1,530
4 bedrooms	$1,720	$1,548 – $1,892	$1,925	$1,650

A household renting a two-bedroom home at the Small Area FMR of $1,240 needs about $49,600 a year to keep housing costs at 30% of income. The area median family income is $84,000 and the 80% low-income limit for four people is $67,200. ZIP code 32182 lies mainly in Marion County. See the Ocala, FL county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
32113	Citra	9.4 mi	$1,240
32640	Hawthorne	10.0 mi	$1,350
32134	Fort Mc Coy	10.1 mi	$1,370
32148	Interlachen	10.1 mi	$1,040
32147	Hollister	13.1 mi	$1,050
32192	Sparr	14.0 mi	$1,240

Questions

What is the Fair Market Rent for ZIP code 32182?

HUD's FY2027 Small Area Fair Market Rents for 32182 are $1,020 (studio), $1,060 (1 BR), $1,240 (2 BR), $1,600 (3 BR) and $1,720 (4 BR) a month.

What is the Section 8 payment standard in 32182?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 32182 that range is $1,116 to $1,364 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 32182?

The FY2026 income limits of the Ocala, FL area apply: median family income $84,000, low-income (80%) limit $67,200 for a family of four.