Income Limits by County

FY2027 Small Area FMR · Bristol, FL

ZIP 32321 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 32321 (Bristol, FL) is $1,070 a month, down 1.8% from FY2026. That is 0% equal to the Franklin County, FL area-wide FMR of $1,068.

2-bedroom SAFMR$1,070per month ▼ 1.8%
Area-wide 2 BR FMR$1,068Franklin County, FL
Rank in the area6thof 7 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$963
2 BR Small Area FMR$1,070
110% of SAFMR$1,177

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 32321 sits in the Franklin County, FL area

$1,070$1,360median $1,250

Of the 7 ZIP codes HUD lists for the area, 32321 has the 6th highest two-bedroom Small Area FMR. Franklin County, FL is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,068 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,070 for this ZIP code instead.

ZIP code 32321 crosses more than one HUD area. HUD also lists it under Liberty County, FL (same figures). The figure that applies depends on which side of the line the home is.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$930$837 – $1,023$930$950
1 bedroom$960$864 – $1,056$953$970
2 bedrooms$1,070$963 – $1,177$1,068$1,090
3 bedrooms$1,410$1,269 – $1,551$1,408$1,500
4 bedrooms$1,650$1,485 – $1,815$1,413$1,830

A household renting a two-bedroom home at the Small Area FMR of $1,070 needs about $42,800 a year to keep housing costs at 30% of income. The area median family income is $82,300 and the 80% low-income limit for four people is $65,850. ZIP code 32321 lies mainly in Liberty County and Franklin County. See the Franklin County, FL county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
32424Blountstown9.1 mi$960
32360Telogia11.2 mi$990
32334Hosford14.1 mi$990
32449Wewahitchka15.6 mi$1,020
32430Clarksville18.5 mi$1,110
32421Altha21.3 mi$970

Questions

What is the Fair Market Rent for ZIP code 32321?

HUD's FY2027 Small Area Fair Market Rents for 32321 are $930 (studio), $960 (1 BR), $1,070 (2 BR), $1,410 (3 BR) and $1,650 (4 BR) a month.

What is the Section 8 payment standard in 32321?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 32321 that range is $963 to $1,177 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 32321?

The FY2026 income limits of the Franklin County, FL area apply: median family income $82,300, low-income (80%) limit $65,850 for a family of four.