Income Limits by County

FY2027 Small Area FMR · Caryville, FL

ZIP 32427 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 32427 (Caryville, FL) is $970 a month, down 6.7% from FY2026. That is 7% below the Washington County, FL area-wide FMR of $1,040.

2-bedroom SAFMR$970per month ▼ 6.7%
Area-wide 2 BR FMR$1,040Washington County, FL
Rank in the area8thof 10 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$873
2 BR Small Area FMR$970
110% of SAFMR$1,067

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 32427 sits in the Washington County, FL area

$950$1,520median $1,335

Of the 10 ZIP codes HUD lists for the area, 32427 has the 8th highest two-bedroom Small Area FMR. Washington County, FL is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,040 for two bedrooms; an agency that opts in to Small Area FMRs would use $970 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$840$756 – $924$896$890
1 bedroom$890$801 – $979$955$950
2 bedrooms$970$873 – $1,067$1,040$1,040
3 bedrooms$1,170$1,053 – $1,287$1,243$1,290
4 bedrooms$1,480$1,332 – $1,628$1,479$1,640

A household renting a two-bedroom home at the Small Area FMR of $970 needs about $38,800 a year to keep housing costs at 30% of income. The area median family income is $74,100 and the 80% low-income limit for four people is $62,600. ZIP code 32427 lies mainly in Washington County. See the Washington County, FL county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
32425Bonifay10.7 mi$1,000
32462Vernon11.1 mi$1,520
32455Ponce De Leon11.3 mi$1,230
32463Wausau13.2 mi$950
32428Chipley14.6 mi$1,520
32464Westville16.3 mi$1,230

Questions

What is the Fair Market Rent for ZIP code 32427?

HUD's FY2027 Small Area Fair Market Rents for 32427 are $840 (studio), $890 (1 BR), $970 (2 BR), $1,170 (3 BR) and $1,480 (4 BR) a month.

What is the Section 8 payment standard in 32427?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 32427 that range is $873 to $1,067 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 32427?

The FY2026 income limits of the Washington County, FL area apply: median family income $74,100, low-income (80%) limit $62,600 for a family of four.