Income Limits by County

FY2027 Small Area FMR · Shalimar, FL

ZIP 32579 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 32579 (Shalimar, FL) is $2,030 a month, up 3.0% from FY2026. That is 6% above the Crestview-Fort Walton Beach-Destin, FL area-wide FMR of $1,908.

2-bedroom SAFMR$2,030per month ▲ 3.0%
Area-wide 2 BR FMR$1,908Crestview-Fort Walton Beach-
Rank in the area5thof 18 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,827
2 BR Small Area FMR$2,030
110% of SAFMR$2,233

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 32579 sits in the Crestview-Fort Walton Beach-Destin, FL area

$1,610$2,530median $1,895

Of the 18 ZIP codes HUD lists for the area, 32579 has the 5th highest two-bedroom Small Area FMR. Crestview-Fort Walton Beach-Destin, FL is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,908 for two bedrooms; an agency that opts in to Small Area FMRs would use $2,030 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,510$1,359 – $1,661$1,421$1,500
1 bedroom$1,810$1,629 – $1,991$1,706$1,740
2 bedrooms$2,030$1,827 – $2,233$1,908$1,970
3 bedrooms$2,780$2,502 – $3,058$2,616$2,700
4 bedrooms$3,390$3,051 – $3,729$3,189$3,290

A household renting a two-bedroom home at the Small Area FMR of $2,030 needs about $81,200 a year to keep housing costs at 30% of income. The area median family income is $106,700 and the 80% low-income limit for four people is $85,350. ZIP code 32579 lies mainly in Okaloosa County. See the Crestview-Fort Walton Beach-Destin, FL county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
32542Eglin Afb3.0 mi$2,530
32580Valparaiso4.4 mi$1,670
32547Fort Walton Beach5.8 mi$1,850
32541Destin6.8 mi$2,470
32544Hurlburt Field7.5 mi$2,450
32578Niceville8.4 mi$2,260

Questions

What is the Fair Market Rent for ZIP code 32579?

HUD's FY2027 Small Area Fair Market Rents for 32579 are $1,510 (studio), $1,810 (1 BR), $2,030 (2 BR), $2,780 (3 BR) and $3,390 (4 BR) a month.

What is the Section 8 payment standard in 32579?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 32579 that range is $1,827 to $2,233 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 32579?

The FY2026 income limits of the Crestview-Fort Walton Beach-Destin, FL area apply: median family income $106,700, low-income (80%) limit $85,350 for a family of four.